What is the retirement salary of female employees who participate in social security?

Monthly basic pension = basic pension, personal account pension, transitional pension and additional pension. Under normal circumstances, female employees retire at the age of 50 and participate in social security. The retirement salary ranges from 2,500 to 4,000, mostly depending on the amount of personal account pension.

The basic pension for social security personnel after retirement consists of four parts.

Monthly basic pension = basic pension, personal account pension, transitional pension and additional pension.

For the convenience of solution and calculation, it is assumed that the payment period is 43 years and the payment index is 100%. The average monthly work of employees in the previous year was 4,252 yuan, and they were 60 years old when they retired.

1. Basic pension.

Based on the average monthly salary of employees, the average monthly payment salary of the insured and the average monthly payment salary of the insured in the above years, the payment shall be made to 1% every1year. The calculation formula is:

Basic pension = (when the insured retires, the average monthly salary of local employees in the previous year, and the average monthly payment salary of the insured himself) ÷2× payment period × 1%

According to your description, you can set your average indexed salary to 1 and 100%, the cumulative payment period (including the length of service before 1 993) is 43 years, and the average monthly salary of employees in the previous year is 4252 yuan, so that you can work out your.

Basic pension = (4252 4252) ÷ 2× 43× 0.01=1828.36 yuan.

2. Personal account pension

The calculation formula is: personal account pension = the accumulated amount of personal account when the insured retires ÷ months.

Personal account pension is paid by personal account fund, and the monthly payment standard is based on the amount stored in my account divided by the number of months. After the individual account fund is used up, it will be paid by the social pooling fund.

The monthly standard of personal account pension is the amount of personal account storage divided by the number of months calculated. If you retire at 60, the number of months is 139. The exact balance of your personal account can be found on Chongqing social security website. Suppose your personal account balance is RMB, then your personal account pension =4 1700÷ 139=300 yuan.

3. Supervise pensions

Adjusted pension = (average monthly salary of local employees in the previous year when the insured retires) ÷2× deemed payment period×1.4%.

It is stipulated that the pension is only valid for the insured before 1996. The deemed payment period refers to the period from taking part in work to starting to pay endowment insurance, including the length of service of educated youth who go to the countryside. I need to provide my file before reporting to the Social Security Bureau for examination and confirmation.

Let's assume that your documents are sound and your information is complete. Since you actually paid the old-age insurance from March 1993, your deemed payment period is 20.5 years. Therefore, your adjusted pension = (4252 4252) ÷ 2× 20.5× 0.014 =1220.32 yuan.

4. Extra pension.

Provide a complete one-child honor certificate, street family planning office certificate and other procedures, you can issue 3% on the basis of monthly basic pension; So the total amount of your pension after retirement

Monthly basic pension = basic pension, personal account pension and transitional pension × 1.03%= 1828.36 yuan 300 yuan 1220.32 yuan×1.03% = 3348.68×1.

The employee's final pension consists of four parts, namely, the most basic pension, personal account pension and transitional supplementary pension. Under normal circumstances, female employees retire at the age of 50 and participate in social security. The retirement salary ranges from 2,500 to 4,000, mostly depending on the amount of personal account pension.