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The best age to buy social security
Because the initial age limit of the old-age insurance for urban and rural residents is the urban and rural residents who have reached the age of 16 and have local household registration, and the medical insurance for urban and rural residents can be paid from the birth of their children. Generally speaking, the sooner social security for urban and rural residents is integrated, the better. First, the longer the payment period of endowment insurance, the higher the pension, and enough time to pay the accumulated payment period 15. Second, medical insurance for urban and rural residents is guaranteed for one year.
If medical expenses occur, they can be reimbursed by urban and rural residents' medical insurance to reduce economic losses. Only employees who have participated in the work can be purchased by the employer. Therefore, it is recommended that individuals buy the best when they take part in work. If they are flexible employees, 18 years old can participate in flexible employment social security by themselves.
Matters needing attention in paying social security:
1. The statement of voluntary waiver of social security payment is invalid.
Social insurance is compulsory by the state, and it is the legal obligation of the employer to handle social insurance for employees. Neither employers nor employees can dispose of this right and obligation at will. It is illegal and invalid to sign an agreement with the employer voluntarily to give up participating in social insurance. As an invalid agreement, it is not legally binding on workers and employers, and the company should still bear the obligation to pay social insurance for employees.
2. Enterprises cannot give up the obligation to pay social security to employees.
Although employees voluntarily give up the right to enjoy social security, enterprises cannot give up the obligation to pay social security. If the employee asks the enterprise to pay back, the enterprise must pay back the employee's social security by 100%. Moreover, during the period of unpaid social security, accidents such as work-related injuries occur, and enterprises cannot escape responsibility. Regardless of whether employees voluntarily give up insurance, as long as the company fails to pay social security to employees, accidental injuries during work are recognized as work-related injuries, and the expenses originally paid by the work-related injury insurance fund must be paid by the company.
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