Wuhan 202 1 social security payment base

202 1 what is the base of social security payment in Wuhan?

1, endowment insurance:

Payment base: the minimum payment base is 3740 yuan, and the maximum payment base is 18699 yuan;

Payment ratio: the unit payment ratio is 16%, and the individual payment ratio is 8%;

2. Medical insurance:

Payment base: the minimum payment base is 3740 yuan, and the maximum payment base is 18699 yuan;

Payment ratio: unit 8%, individual 2%+7 yuan;

3. Unemployment insurance:

Payment base: the minimum payment base is 3740 yuan, and the maximum payment base is 18699 yuan;

Payment ratio: 0.7% for the unit and 0.3% for the individual;

4. Maternity insurance:

Payment base: the minimum payment base is 3740 yuan, and the maximum payment base is 18699 yuan;

Payment ratio: the unit pays 0.7%, and the individual does not have to pay this item;

5. Work injury insurance:

Payment base: the minimum payment base is 3740 yuan, and the maximum payment base is 18699 yuan;

Payment ratio: the unit pays 0. 1%~0.95%, and the individual does not pay this item.

In fact, social security includes not only basic old-age insurance, but also basic medical insurance, unemployment insurance, work injury insurance and maternity insurance. Basic medical insurance, unemployment insurance, industrial injury insurance and maternity insurance are mainly aimed at the benefits that can be enjoyed during work. For example, if you pay the medical insurance for urban employees normally, but you are hospitalized during your work, we can enjoy the reimbursement directly through the medical insurance for employees. Under normal circumstances, it can be reimbursed by about 70%.

There are similarities between industrial injury insurance and medical insurance, which mainly means that we can enjoy full reimbursement of medical expenses brought by industrial injury insurance and corresponding wage subsidies after the risk of injury occurs during our work. Then unemployment insurance, as its name implies, is mainly aimed at enjoying unemployment benefits after unemployment. This unemployment benefit allows the enterprise to unilaterally terminate the labor contract and let us enjoy the unemployment benefit, instead of letting you resign voluntarily and enjoy the unemployment benefit after losing your job. Individuals who voluntarily resign are not entitled to unemployment benefits.

Finally, maternity insurance. Maternity insurance is mainly aimed at female employees, who can enjoy surgery and medical expenses during childbirth, and can also enjoy salary subsidies for about half a year during maternity leave. It should be noted here that female employees who enjoy maternity insurance must pay maternity insurance normally 12 months before giving birth. Those who do not pay maternity insurance before 12 months cannot enjoy it.

This is the significance of bringing the five insurances into our social security. In fact, no matter which one, it is a good guarantee for us. For an individual with a work unit, it is shared by the work unit and the individual. The individual only bears a small part, and the work unit bears the vast majority. Then individuals without work units can participate in basic old-age insurance and basic medical insurance in a flexible way. You can also enjoy retirement pension and reimbursement of this medical insurance.

Therefore, the purpose of social security is actually a kind of social security, which can guarantee our medical insurance reimbursement and get a pension when we reach the legal retirement age in the future. With the continuous popularization of social security in recent years, many people may pay more and more attention to the payment of social security. Of course, some freelancers may not understand how and why social security is paid, because after all, flexible employees belong to the principle of voluntary participation, so they may be said to be the key groups to be included in the social security system in the future.

legal ground

According to Article 7 of the Social Insurance Law of People's Republic of China (PRC) and the Social Insurance Law of People's Republic of China (PRC), the administrative department of social insurance in the State Council is responsible for the national social insurance management, and other relevant departments in the State Council are responsible for the relevant social insurance work within their respective responsibilities.

The social insurance administrative department of the local people's government at or above the county level shall be responsible for the social insurance management within its administrative area, and other relevant departments of the local people's government at or above the county level shall be responsible for the relevant social insurance work within their respective functions and duties.

Eighth social insurance agencies to provide social insurance services, responsible for social insurance registration, personal rights and interests records and social insurance benefits payment.

Article 58. The employing unit shall, within 30 days from the date of employment, apply to the social insurance agency for social insurance registration for its employees. If the social insurance has not been registered, the social insurance agency shall verify the social insurance premium it should pay.

Employees-free individual industrial and commercial households who voluntarily participate in social insurance, part-time employees who do not participate in social insurance in the employing unit and other flexible employees shall apply to the social insurance agency for social insurance registration.

The state establishes a national unified personal social security number. Personal social security number is a citizen's identity number.