Provident fund account and social security are not paid in the same unit. Can I buy a house with a provident fund loan?

The provident fund paid normally can be used to borrow money to buy a house.

Lenders applying for housing provident fund loans need to submit a written application to the bank, fill in the application form for housing provident fund loans and truthfully provide the following information:

Proof of deposit of housing provident fund of the applicant and spouse;

Identity certificates of the applicant and spouse (referring to valid residence certificates such as resident identity card and permanent residence booklet) and proof of marital status;

Proof of stable family income and other proof of creditor's rights and debts that have an impact on repayment ability;

Valid documents such as purchase contract and agreement;

Collateral, pledge list, certificate of ownership, certificate of consent of the authorized disposition to mortgage and pledge, and certificate of collateral valuation issued by relevant departments;

The provident fund center requires a third-party guarantor to guarantee and pay the guarantee fee, and the borrower, the lender and the third-party guarantor jointly sign a tripartite contract;

Other information required by the provident fund center.