How to handle the critical illness insurance? How's the procedure?

Legal analysis: medical insurance for serious illness needs to go to the social security service point of the local community street or the social security bureau (labor security bureau) at the district and county level. Among them, the treatment methods mainly include:

1. Individuals who pay medical insurance for serious illness can apply for social security (pension+medical care) as freelancers.

2. Insurance conditions: urban hukou or rural hukou.

4. Basic information required for individuals to pay medical insurance: household registration book, ID card and photocopy, and two 1 inch photos.

5. Payment standard: based on the local social wage in the previous year, the proportion of pension payment is 20%, and that of medical care is about 9%. At present, 80% and 100% are still available.

Legal basis: Article 2 of Opinions of General Office of the State Council on Full Implementation of Serious Illness Insurance for Urban and Rural Residents.

(1) Scientifically calculate the financing standard. According to the local economic and social development level, the high medical expenses caused by serious illness, the financing ability and payment level of basic medical insurance, and the level of serious illness insurance protection, all localities scientifically and prudently calculate funds and reasonably determine the financing standard of serious illness insurance.

(2) stabilize the source of funds. Draw a certain proportion or quota from the basic medical insurance fund for urban and rural residents as a serious illness insurance fund. In areas where the basic medical insurance fund for urban and rural residents has a balance, use the balance to raise a serious illness insurance fund; Areas with insufficient balance or no balance shall be arranged in the funds raised every year. Improve the multi-channel financing mechanism of basic medical insurance for urban and rural residents to ensure the sustainable development of the system.

(3) Improve the level of overall planning. In principle, serious illness insurance shall be implemented at the city (prefecture) level, and provincial-level overall planning or the province (autonomous regions and municipalities) shall be encouraged to unify policies, organize and implement, and improve their ability to resist risks.