What are the specific terms of social security?

The specific terms of social security are:

Social insurance is generally "five insurances and one gold"

Five insurances: old-age insurance, medical insurance, unemployment insurance, maternity insurance and industrial injury insurance;

One gold: housing accumulation fund.

1, "Five risks: according to the salary level, the proportion of units and individuals is generally (salary × proportion): the pension insurance unit bears 20% and the individual bears 8%; 6% for medical insurance units and 2% for individuals; Unemployment insurance unit 2%, individual1%; 1% maternity insurance shall be borne by the unit, and 0.8% industrial injury insurance shall also be borne by the unit. Individual employees do not bear maternity and work-related injury insurance.

2. "Housing accumulation fund: calculated according to the average annual salary of individuals. Housing accumulation fund shall not be less than 10% of salary, and units with good benefits may be higher. The state stipulates that units and individuals each account for 50%. Therefore, paying the housing provident fund is very cost-effective for employees!

Five social security benefits:

1. Pension insurance: retirement salary

2, medical insurance: medical reimbursement, serious illness as a whole.

3. Maternity insurance: women can claim expenses and receive subsidies during childbirth, and men can enjoy the expenses and subsidies for fertility ligation and reproductive health.

4. Unemployment insurance: you can receive unemployment benefits for a certain period of time when you are unemployed.

5. Work-related injury insurance: compensation for work-related injuries.