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Where can I pay the medical insurance for urban and rural residents?
1. Online payment for residents' medical care: You can select "Payment for residents' medical insurance" in the urban service section of Alipay and WeChat, click Social Security Payment-Payment for urban and rural residents' medical insurance, and enter your ID number and name. In addition to the services of Alipay and WeChat in the same city, the insured can also pay attention to the official account of local social security WeChat for payment.
2. Payment at the counter of residents' medical insurance bank: The insured person can bring his ID card or citizen card to the counter of the corresponding bank outlet to pay. It is worth mentioning that banks have withholding business. If the insured person doesn't want to pay the fee manually, he can entrust the bank to withhold and remit it, that is, the fee is deposited in his bank card which has established the withholding relationship of residents' medical insurance, and the bank will automatically deduct it.
Medical insurance generally refers to basic medical insurance, which is a social insurance system established to compensate workers for economic losses caused by disease risks. The medical insurance fund is established through the contributions of employers and individuals. After the insured person has medical expenses, the medical insurance institution will give certain economic compensation. The establishment and implementation of the basic medical insurance system has gathered the economic strength of units and social members. With the government's funding, sick social members can get necessary material help from the society, reduce the burden of medical expenses, and prevent sick social members from "poverty due to illness".
Legal basis:
People's Republic of China (PRC) (China) Social Insurance Law
Article 2 The state establishes social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance, so as to guarantee citizens' right to receive material assistance from the state and society in accordance with the law in case of old age, illness, industrial injury, unemployment and maternity.
Article 25 The state establishes and improves the basic medical insurance system for urban residents. The basic medical insurance for urban residents combines individual contributions with government subsidies. People who enjoy the minimum living guarantee, disabled people who have lost their ability to work, elderly people and minors over 60 years old in low-income families, etc. , subsidized by the government.
Twenty-eighth medical expenses that meet the basic medical insurance drug list, diagnosis and treatment items, medical service facilities standards and emergency treatment and rescue shall be paid by the basic medical insurance fund in accordance with state regulations.
Twenty-ninth medical expenses of the insured shall be paid by the basic medical insurance fund, and shall be directly settled by the social insurance agency, medical institutions and pharmaceutical business units.
The administrative department of social insurance and the administrative department of health shall establish a settlement system for medical expenses in different places to facilitate the insured to enjoy the basic medical insurance benefits.
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