What are the types of national endowment insurance?

Legal analysis: There are the following types of endowment insurance:

1, basic old-age insurance for urban workers. All employees of the enterprise participate in this insurance, which is mandatory by the state and must be paid. The male is 60 years old, the female worker is 50 years old, and the female cadre is 55 years old. In addition to the basic old-age insurance, there is also supplementary old-age insurance, which is paid by enterprises for employees. Individuals can pay or not, depending on the enterprise's own situation, and the insurance money is stored. In addition, urban workers, as well as savings endowment insurance, are all unit organizations and employees participate individually. Savings endowment insurance is commercial insurance, which is implemented in accordance with the contents of the contract.

2, individual industrial and commercial households flexible employment pension insurance, voluntary participation, not mandatory, male 60 years old, female 55 years old retirement.

3. Endowment insurance for urban residents is voluntary. Anyone who has reached the age of 16 and has not participated in the endowment insurance for urban workers or individual industrial and commercial households can participate in the insurance. Men over 60 years old and women over 55 years old can receive pensions directly without paying fees.

4. Rural endowment insurance, voluntary participation. Those who have not participated in other old-age insurance can be insured at the age of 16. Men are 60 years old, and after women are 55 years old, they can receive pensions directly without paying fees. Children who meet the insurance conditions shall participate in endowment insurance.

Legal basis: Law of the People's Republic of China on the Protection of the Rights and Interests of the Elderly

Article 3 The state protects the rights and interests enjoyed by the elderly according to law.

The elderly have the right to get material help from the state and society, enjoy social services and social preferential treatment, participate in social development and share the fruits of development.

Article 28 The state guarantees the basic livelihood of the elderly through the basic old-age insurance system.

Article 31 The state provides basic living, medical care, housing or other assistance to the elderly who are in financial difficulties.

The local people's governments at all levels shall provide support or assistance to the elderly who have no ability to work, no source of income, no supporter or supporter, or their supporters and supporters really have no ability to support and support.

Local people's governments at all levels shall provide assistance to vagrants, beggars and abandoned elderly people.