The company has paid five insurances and one gold. Is it necessary to buy another insurance?

If conditions permit, it is also necessary to buy another commercial insurance. The insurance in five insurances and one gold belongs to social security and is basic insurance. If you are a rural hukou, you can buy five insurances and one gold in the company, but you can't buy rural cooperative medical insurance if you buy five insurances and one gold, because five insurances and one gold already include medical insurance! You can also purchase rural cooperative medical insurance separately. If you buy two insurances and reimburse them, you can only reimburse one! So there is absolutely no need to spend more money!

Of course, if you want to improve security, you can also increase commercial insurance. After social security or rural cooperative medical insurance is reimbursed, commercial insurance can also be reimbursed, and there is no conflict at all, but commercial insurance is more expensive! If economic conditions permit, the insured can consider some commercial insurance; Such as property insurance, life insurance, liability insurance, credit insurance, etc. These insurances can prevent accidents and take risks. Of course, if the economic conditions are limited, you don't need to buy insurance if you have five insurances and one gold.

What you need to buy commercial insurance is: a careful overall planning and gradual psychological preparation. Don't imagine that one investment can solve your life-long security needs.

The correct insurance practice should be:

1, it is very important to study and understand before buying insurance. Learn insurance knowledge as much as possible and correctly understand the functions and functions of insurance;

2. Choose an insurance company with strong strength and good reputation;

It is very important to choose a high-quality salesman who is responsible, honest and trustworthy, proficient in business and can provide you with good pre-sales, mid-sales and after-sales services for more than three years.

4. Choose an insurance portfolio that suits your needs;

After receiving the insurance policy, you should read each clause carefully and carefully for several times within 7 days. If you have any questions, you can contact the insurance company or salesman for consultation at any time. If you are not satisfied with the insurance you have taken out, you can surrender unconditionally within 10 days to ensure that your interests will not be lost.