What is the payment ratio of five insurances and one gold in Qingdao?

This article, "The Latest Provisions of Qingdao's Five Insurance and One Gold Payment Standards, the Use and Payment Methods of Five Insurance and One Gold", was carefully arranged by me for you. Since this information has not been officially updated, I continue to use the relevant information from previous years, hoping to help everyone. If there is any change, please refer to the announcement of official website. The law stipulates that employers should pay social insurance (pension, medical insurance ... If you want to know more about the ratio of five insurances and one gold in Qingdao, then take a look with me.

The law has stipulated that employers should pay social insurance (pension, medical care, work injury, maternity, unemployment) and housing accumulation fund for workers, which is mandatory to some extent, that is to say, paying "five insurances and one gold" is independent of the wishes of workers or employers. Employers cannot refuse to pay insurance premiums for workers on the grounds that they agree not to pay "five insurances and one gold".

Payment ratio and payment base of five insurances and one gold in Qingdao, Shandong Province

First, the proportion of Qingdao's five insurances and one gold payment.

(1) social security contribution ratio

Endowment insurance: the unit pays 65438+ 0.8% of the payment base, and the individual pays 8% of the payment salary;

Medical insurance: 9% of the unit contribution base and 2% of the individual contribution salary (six districts); Units pay 7% of the base, and individuals pay 2% of the wages (four cities);

Unemployment insurance: the unit pays 1%, and the individual pays 0.5% of the salary (agricultural registered permanent residence individual does not pay);

Work-related injury insurance: the unit is 0.7%, 1.2% and 1.9% respectively according to the industry type, and the individual does not pay the fee;

Maternity insurance: the unit pays 65438+ 0% of the payment base, and the individual does not pay.

Six Districts of Qingdao: Shinan District, Shibei District (including former Shibei District and sifang district), Licang District, Laoshan District, Chengyang District and Huangdao District (including former Huangdao District and Jiaonan City).

Four cities in Qingdao: jiaozhou city, jimo city, Laixi and pingdu city.

(2) Housing provident fund deposit ratio

Units and employees' respective housing provident fund deposit ratio should not be less than 5%, in principle, not more than 12%. Conditional units can appropriately increase the proportion of housing provident fund deposit, but the maximum shall not exceed 20%.

The contribution ratio of freelancers is still 5% for each unit and individual or 0/2% for each unit and individual, and both units and individuals are borne by freelancers.

Adjust the proportion of housing provident fund deposit, should be adjusted at the same time with the deposit base within the prescribed scope. The same unit can only implement the same deposit ratio, and the unit deposit ratio shall not be lower than the employee deposit ratio.

Two, Qingdao five insurance and one gold payment base

(1) social security payment base

On May 3 1 day, the average salary of Qingdao employees was announced, with an average monthly salary of 3,557 yuan, an increase of 440 yuan. After the adjustment of social wages, the social security (pension and medical care) payment standards of flexible employees will also change. The average wages of employees in the previous year are 100%, 80% and 60% as the base, of which pension is 20% and medical care 1 1%, so the monthly payment will be reduced from 966.27 yuan last year. At present, the social insurance of flexible employees is generally deducted at the end of the month. Take the lowest level of 60% as an example. This month, not only the 54 yuan was 661.in June, but also the bank card had 65,438+408.9 yuan.

How much more will enterprises and individuals spend after the social security base is raised? For the unit payment, 60% of 3557 yuan is the minimum standard this year, and 0.7% is the minimum standard for work-related injuries. It costs 634 yuan for an employee to pay all five insurances, while 555 yuan was enough last year. For the individual contribution, I paid 196.35 yuan every month last year, and now I need to pay 224.07 yuan.