Is college student health insurance covered by social security?

Now many universities and colleges for college students launched a variety of policies, such as some colleges and universities of college students can also participate in health insurance, and need to pay a certain amount of health insurance costs, in the insured period of college students if you are sick or hospitalized due to injury can be reimbursed part of the medical costs of college students medical card, to a large extent, to reduce the economic burden. So is college student health insurance considered social security? The answer to your question is this.

A, college students medical insurance count social security

This not z can count, first of all, the definition of social security is: "social insurance is the state through the legislation mandatory, by the community to establish a centralized fund, the temporary or permanent incapacity and unemployed workers, to give material help of a social security system. Social insurance includes: old-age insurance, unemployment insurance, medical insurance, industrial injury insurance, and maternity insurance."

Without mentioning the fact that the workers he targets include students or not, just his scope, you are only one of them - health insurance, and the so-called health insurance of some universities is not the same thing as that of the social insurance, and it is not a monthly payment according to the number of percentage of the salary (the students do not have an income) but a yearly payment of a fixed amount at the time of tuition. In the payment of tuition fees to pay a fixed amount of money, on the management of your year's medical expenses (which is also divided into self-funded and public funds), but the university's mode of operation, or a lot of schools or the Office of Higher Education co-ordination, each student to pay this amount of money to set up their own fund, because most of the college students are in very good health, medical expenses will not be very large, rely on this amount of money we put together as a mutual aid fund to spend there! The rest of the money will be kept for the next year, and if it is not enough for a certain year, it will be replenished in the next year. This is similar to the old rural cooperative medical scheme. It is also a kind of protection, but the main body of the co-ordination is different, not the main body of the social security co-ordination we usually say - the Social Security Administration.

Social Insurance

Social insurance is a non-profit social security system with the function of redistribution of income for the purpose of prevention and mandatory participation of the majority of the members of the society by the state. Social insurance is a social and economic system that provides income or compensation to a population that is incapacitated, temporarily out of work, or has suffered a loss due to health reasons. The social insurance scheme is organized by the government, which forces a certain group of people to pay a part of their income as social insurance tax (fee) to form a social insurance fund, from which the insured can receive a fixed amount of income or compensation for loss if certain conditions are met; it is a redistributive system, whose goal is to ensure the reproduction of material and labour force and the stability of the society. The main items of social insurance include pension insurance, medical insurance, unemployment insurance, industrial injury insurance and maternity insurance. Social insurance is mainly to raise social insurance funds, and within a certain range of social insurance funds to carry out the co-ordination of transfer to the workers encountered in labor risks to give the necessary help, social insurance for workers to provide a basic livelihood protection, as long as the workers meet the conditions for enjoying social insurance, that is, either with the employer to establish a labor relationship, or has been in accordance with the provisions of the payment of social insurance premiums, you can enjoy the social insurance benefits. Social insurance benefits. Social insurance is the core content of the social security system.

The above is the answer to the question of whether college student health insurance is considered social security. College student health insurance is only a medical insurance, does not belong to the social security, social security not only refers to medical insurance, but also includes the pension insurance, maternity insurance, unemployment insurance and industrial injury insurance, social security is based on the amount of wages paid by the workers on a monthly basis, is to participate in the work of the income of the situation of the contribution, social security is the state mandatory employers must purchase for the workers.