Zhejiang social security after 15 years of payment, how much can receive each month

According to the above formula, it is assumed that when a male employee retires at the age of 60, the province's average monthly salary of on-the-job workers in the previous year is 4,000 yuan.

When the cumulative contribution period is 15 years,

When the average individual contribution base is 0.6, the basic pension = (RMB 4,000 + RMB 4,000 x 0.6) ÷ 2 x 15 x 1% = RMB 480

When the average individual contribution base is 1.0, the basic pension = (RMB 4,000 + RMB 4,000 x 1.0) ÷ 2 x 15 x 1% = 600 yuan

When the average individual contribution base is 3.0, the basic pension = (4000 yuan + 4000 yuan × 3.0) ÷ 2 × 15 × 1% = 1200 yuan

When the cumulative contribution period is 40 years,

When the average individual contribution base is 0.6, the basic pension = (4000 yuan + 4000 yuan × 0.6) ÷ 2 × 40 ×x 1% = 1280 yuan

When the average individual contribution base is 1.0, the basic pension = (4000 yuan + 4000 yuan x 1.0) ÷ 2 x 40 x 1% = 1600 yuan

When the average individual contribution base is 3.0, the basic pension = (4000 yuan + 4000 yuan x 3.0) ÷ 2 x 40 x 1% = 3200 yuan

Personal pension = basic pension = (4000 yuan + 4000 yuan x 3.0) ÷ 2 x 40 x 1% = 3200 yuan

< p>Personal pension = basic pension + personal account pension = basic pension + personal account reserve ÷ 139

Average contribution index = (deemed contribution index × sum of deemed contribution months + actual contribution index) ÷ (deemed contribution months + actual contribution months).

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Social insurance is a social and economic system that provides income or compensation for the population that is incapacitated, temporarily out of work, or has suffered a loss due to health reasons. The main programs of social insurance include pension insurance, medical insurance, unemployment insurance, work injury insurance, and maternity insurance.

Social insurance scheme is organized by the government, which forces a certain group of people to form a social insurance fund by paying a part of their income as social insurance tax (fee), and the insured can get a fixed income or compensation for loss from the fund if certain conditions are met, it is a redistributive system, and its goal is to ensure the reproduction of material and labor force and the stability of the society.

In our country, social insurance is an important part of the social security system, and it is at the center of the whole social security system. In addition, social insurance is a kind of contributory social security, the funds are mainly paid by employers and workers themselves, and the government financial subsidies and bear the ultimate responsibility. But workers can only enjoy the corresponding social insurance treatment if they fulfill the legal obligation to pay contributions and meet the legal conditions.