There is no social security payment after leaving the company, but the old-age insurance has been paid for 15 years.

1. After leaving the company, social security has not been paid, and old-age insurance has been paid 15 years.

Ant New Village 65438+February 27th Question:

Can I get a pension without paying social security after leaving my job?

After examination and confirmation, you can.

No, you have to pay.

A: It can be confirmed by inspection.

Analysis: According to the national regulations, the insured can receive the basic pension on a monthly basis after reaching the retirement age and paying the basic old-age insurance premium to the national standard. The minimum payment period stipulated by the state is currently 15 years. So, when you retire, you will be eligible for gold.

The answers to the daily questions in Ant Village on February 27th, 65438 are relatively complete. I hope I can help you ~ Second, can I get a loan for social security?

Yes, social security loans, also known as social security credit loans. Refers to the long-term payment of social security customers, can apply for ultra-low interest rate consumer loans through Huadian guarantee. Its uses can be: car purchase, decoration, marriage, travel, purchase of furniture and household appliances. Social security credit loan, up to 500 thousand, up to 3 years. Fast processing speed, ultra-low cost and no charge for failure. Social insurance is a social and economic system that provides income or compensation for those who lose their ability to work, are temporarily unemployed or suffer losses due to health reasons. The main items of social insurance include endowment insurance, medical insurance, unemployment insurance, industrial injury insurance and maternity insurance. Article 4 of People's Republic of China (PRC) Social Insurance Law Employers and individuals in People's Republic of China (PRC) pay social insurance premiums according to law, and have the right to inquire about payment records and personal rights and interests records, and require social insurance agencies to provide social insurance consultation and other related services. Individuals enjoy social insurance benefits according to law and have the right to supervise the payment of their own units. Fifth people's governments at or above the county level shall incorporate social insurance into the national economic and social development plan. The state raises social insurance funds through multiple channels. People's governments at or above the county level shall give necessary financial support to social insurance. The state supports social insurance through preferential tax policies.

Third, can private social security be loaned after 15 years?

From 20 10, 1, 1, social security can only be transferred, but it cannot be surrendered.

4. Can I still get a loan after the social security in the old-age insurance has been paid 15 years?

No, use other assets as collateral.

Old-age insurance, the full name of social basic old-age insurance, is a social insurance system established by the state and society in accordance with certain laws and regulations to solve the basic life of workers who reach the working age limit stipulated by the state and terminate their labor obligations or quit their jobs because of old age.

Endowment insurance is an important part of social security system and one of the five most important social insurances. The purpose of endowment insurance is to protect the basic needs of the elderly and provide them with a stable and reliable source of life.

Old-age insurance will take effect automatically after the elderly within the legal scope "completely" or "basically" withdraw from social labor life. The so-called "complete" is characterized by the separation of workers from the means of production; The so-called "basic" means that participation in production activities has not become the main content of social life. The legal age limit is a practical measure.

At the same time, the insured can only meet the following two conditions: (1) meeting the retirement conditions stipulated by the state and handling relevant procedures; According to the provisions of the basic old-age insurance premium accumulated payment period of 15, approved by the administrative department of labor and social security, can receive a monthly basic pension and funeral subsidies.

The basic old-age insurance premium is paid jointly by the enterprise and the insured according to different payment ratios. Take Beijing's pension insurance payment ratio as an example: enterprises pay 20% of their total payment base every month, and employees pay 8% of their wages. Among them, individual industrial and commercial households and urban flexible employees pay the basic old-age insurance premium at the rate of 20% of the average monthly salary of employees in the previous year, of which 8% is included in personal accounts.