How long does it take for employees to pay medical insurance and be hospitalized to be reimbursed?

Legal analysis: Social security has three kinds of medical insurance: basic medical insurance for urban workers, basic medical insurance for urban residents and new rural cooperative medical care. 1, basic medical insurance for urban workers. After getting the card, you usually use the money in the card to see a doctor or go to a pharmacy to buy medicine, and you can't pay cash yourself. About 80% can be reimbursed for hospitalization (see several hospitals).

2. Basic medical insurance for urban residents. Generally, the payment is made this year, and it will be invalid in that year. You can only be reimbursed if you are hospitalized next year.

3. New rural cooperative medical system. Generally, the payment is made this year, and it will be invalid in that year. You can only be reimbursed if you are hospitalized next year, and you can get a discount when you take medicine in the village clinic. In addition, according to national regulations, only employees who have participated in maternity insurance for a total of 1 year and are still insured at the time of childbirth (abortion) can enjoy maternity insurance benefits. However, maternity insurance belongs to territorial management, which means that local policies are different.

Legal basis: Article 27 of the Social Insurance Law of People's Republic of China (PRC) stipulates that individuals who participate in the basic medical insurance for employees, when reaching the statutory retirement age, will not pay the basic medical insurance premium after retirement and enjoy the basic medical insurance benefits in accordance with state regulations; Those who have not reached the fixed number of years prescribed by the state may pay the fees to the fixed number of years prescribed by the state.