How to deduct pension money without pension insurance for social security card?

Legal analysis: it will not be deducted automatically. Only the employee social security payment report issued by the unit is submitted to the bank, and the bank handles it uniformly. Go to the social security bureau to pay the bill yourself. Retirement fees for skilled workers and ordinary workers in institutions and institutions after retirement shall be calculated and paid according to the post salary and technical grade salary before retirement. According to different working years, the proportion of calculation and payment is also different. The longer the working years, the higher the pension replacement rate. The calculation basis of the basic pension for enterprise retired workers is the average social wage. Taking the "newcomers" in the old-age insurance system for urban workers as an example, the calculation formula of the basic pension is: pension = (the average salary of local workers in the previous year+my average monthly payment salary) /2×[ payment period (including deemed payment period) × 1%]+ months of personal account storage/calculation (650 years old).

Legal basis: Article 10 of the Social Insurance Law of People's Republic of China (PRC) * * * Employees shall participate in the basic old-age insurance, and both employers and employees shall pay the basic old-age insurance premium. Individual industrial and commercial households without employees, part-time employees who have not participated in the basic old-age insurance in the employer and other flexible employees can participate in the basic old-age insurance, and individuals pay the basic old-age insurance premium. The measures for the endowment insurance of civil servants and staff managed by reference to the Civil Service Law shall be formulated by the State Council.

Sixteenth individuals who participate in the basic old-age insurance will receive the basic old-age pension on a monthly basis if they have accumulated contributions for fifteen years when they reach the statutory retirement age. Individuals who participate in the basic old-age insurance and pay less than fifteen years when they reach the statutory retirement age can pay for fifteen years and receive the basic pension on a monthly basis; Can also be transferred to the new rural social endowment insurance or urban residents' social endowment insurance, enjoy the corresponding pension insurance benefits in accordance with the provisions of the State Council.