The difference between social security bank card and ordinary bank card

Social security bank cards are mainly used for social security business and have more social security functions; Ordinary bank cards are mainly used for financial activities and have a wider range of applications.

First, functional differences.

Social security bank card, also known as social security card, is a bank card that integrates various social security applications. It is mainly used to record individual social security contributions and enjoy social security benefits. In addition to the basic financial functions of ordinary bank cards, social security bank cards can also be used for social security services such as medical insurance settlement, pension insurance collection and unemployment insurance payment.

Ordinary bank cards are mainly used for financial activities such as deposit and withdrawal of funds, transfer settlement and consumer payment. Do not have the unique social security functions of social security bank cards.

Second, the scope of use

The use of social security bank cards is mainly limited to the social security field, such as medical insurance settlement and social security benefits collection. In medical institutions, social security bureaus and other relevant departments, cardholders can use social security bank cards to settle medical expenses and inquire about social security payment records.

Ordinary bank cards can be used in a wider range, such as shopping in shopping malls, catering consumption, online payment and so on. Almost all places that accept bank card payment can use ordinary bank cards.

Third, account association.

Social security bank cards are usually closely related to personal social security accounts. Through this card, you can easily query personal social security payment records, social security benefits and other information. This connection makes the social security bank card more convenient and safe in the social security field.

Ordinary bank cards are mainly related to personal bank accounts and are used to manage personal financial assets. Not directly involved in social security business.

To sum up:

There are obvious differences between social security bank cards and ordinary bank cards in terms of functions, scope of use and account association. Social security bank cards are mainly used for social security business and have more social security functions; Ordinary bank cards are mainly used for financial activities and have a wider range of applications. When choosing which bank card to use, you need to consider it according to your actual needs.

Legal basis:

People's Republic of China (PRC) social insurance law

Article 58 provides that:

The employing unit shall, within 30 days from the date of employment, apply to the social insurance agency for social insurance registration for its employees. If the social insurance has not been registered, the social insurance agency shall verify the social insurance premium it should pay.

Employees-free individual industrial and commercial households who voluntarily participate in social insurance, part-time employees who do not participate in social insurance in the employing unit and other flexible employees shall apply to the social insurance agency for social insurance registration.

The state establishes a national unified personal social security number. Personal social security number is a citizen's identity number.

This legal provision clarifies the relevant provisions of social insurance registration and individual social security number, and provides a legal basis for the issuance and management of social security bank cards. At the same time, other laws and regulations related to bank cards and financial services, such as People's Republic of China (PRC) Commercial Bank Law, also regulate the issuance and use of ordinary bank cards. These laws together constitute the legal basis for the operation of social security bank cards and ordinary bank cards.