Why health insurance in 2023 has increased in price every year

The reasons why the price of health insurance has increased every year in 2023 are as follows:

1, the economy continues to develop, medical technology also continues to innovate, medical costs and pharmaceutical prices continue to rise, so the cost of health insurance will also rise;

2, urban and rural residents' health care subsidies have risen, and the level of treatment of the insured people has increased, for example, the number of chronic diseases increased from 27 to 73, the minimum reimbursement rate increased to 60%; the basic health insurance drug catalog is also expanding, the current number of drugs increased to more than 2,800, the insurance coverage is more. The minimum reimbursement rate has been increased to 60%; the basic health insurance drug catalog is also constantly expanding, the number of drugs has increased to more than 2,800, the insurance coverage is broader, the insured residents can enjoy better treatment, the cost of health insurance has risen.

Medicare payment methods are as follows:

1, participate in the work of the employee health insurance payment, by the employer withholding;

2, payment of flexible employment health insurance, you can bring a good ID card, social security card to the local social security bureau to pay or through the online channels, such as the local tax office official website, access to the online tax hall, select the "self-service payment". For example, you can log on to the official website of the local tax bureau, enter the online tax office and choose "self-service payment" to pay the medical insurance. In addition, many banks have opened online payment channels for health insurance, such as Changsha Bank, Industrial and Commercial Bank of China, etc., log on to the bank's official website, and find the "health insurance social security contributions" to pay for health insurance;

3. For urban and rural residents' health insurance, in the centralized payment time stipulated every year, bring your ID card and other information to the street office/village or neighborhood committee designated place of residence. You can pay the fee at the designated place of your household registration office/village or neighborhood committee with your ID card.

Legal basis: Article 26 of the Social Insurance Law of the People's Republic of China

The standard of treatment for basic medical insurance for workers, new rural cooperative medical care and basic medical insurance for urban residents shall be implemented in accordance with state regulations.