Is combined therapy not health insurance

Cooperative medicine is not health insurance.

Medicare is a large scope, as long as the medical insurance are called medical insurance, medical insurance is divided into social medical insurance and commercial medical insurance, cooperative medical insurance is social medical insurance.

The difference between medical insurance and cooperative medical insurance is as follows:

1, the concept is different:

Social security card is the social security card, which is issued by the human resources and social security departments of the local community for the human resources and social security of the various business areas of the integrated circuit card. Medical insurance card is a special card for medical insurance personal account, with personal ID card as the identification code, storage records of personal ID card number, name, gender, and the account of the allocation of funds, consumption and other detailed information;

2, different functions:

Social security card not only has the function of the medical insurance card, but also for the social security services for the important credentials. But the medical insurance card is limited to the medical insurance function, can only be used to enjoy the medical insurance treatment.

The reimbursement rates for health insurance are as follows:

1. The reimbursement rates for employee health insurance are divided according to the level of hospitalization costs, with the reimbursement rate between 1300 yuan and 30,000 yuan at 85%, between 30,000 yuan and 40,000 yuan at 90%, between 40,000 yuan and 100,000 yuan at 95%, and between 100,000 yuan and 300,000 yuan at 85%;

2. >2, the residents of the medical insurance by the urban residents of the medical insurance and the new rural cooperative merger, the reimbursement rate is as follows: first-class hospital reimbursement rate of 65%, the starting line is three hundred yuan; second-class hospitals below six thousand yuan reimbursement rate of 65%, higher than six thousand yuan reimbursement rate of 80%, of which the county second-class hospitals starting line is four hundred yuan, the city of the second-class hospitals starting line of six hundred yuan; third-class hospitals, the county third-class hospitals starting line of six hundred yuan, reimbursement rate of 65%, higher than six thousand yuan reimbursement rate of 85%;

In summary, health insurance is a large scope, as long as the medical insurance is called health insurance, health insurance is divided into social health insurance and commercial health insurance, and cooperative health insurance is a kind of social health insurance.

Legal basis:

Article 28 of the Social Insurance Law of the People's Republic of China

Medical expenses in line with the basic medical insurance drug catalog, diagnostic and therapeutic items, medical service facility standards, as well as emergency and salvage medical expenses, shall be paid from the basic medical insurance fund in accordance with state regulations.