How to inquire about the payment details of endowment insurance in different places

The specific ways to inquire about the payment of endowment insurance in different places are as follows:

1, online inquiry: You can inquire about five insurances and one gold by logging on the website of your Human Resources and Social Security Bureau.

2. Telephone inquiry: The municipal endowment insurance center can inquire the telephone number 12333 (plus the telephone area code of its own city), and also inquire about the handling of endowment insurance, pension payment (supplementary payment), pension transfer and other issues.

3. Counter consultation: With my ID card or social security card number, go directly to the endowment insurance office of the municipal labor and social security department for door-to-door inquiry.

4. Social security inquiry: You can inquire in the subordinate district-level labor and social security departments in different areas where you are located, and you can consult the telephone number of the local social security bureau before inquiring. Timely supplementary protection.

The benefits of endowment insurance are as follows:

1. Flexible participation mode and preferential tax: In terms of participation, participants decide whether to participate in the whole process or part of the year. In terms of the amount and method of payment, as long as the initial period does not exceed the annual payment limit of1.20 thousand yuan, the insured can decide how much to pay, which can be paid in one lump sum or in installments this year, and the amount of personal pension participation does not exceed 65438+. In this case, the personal income tax payable is first used to accumulate investment income.

2. Wide coverage and many beneficiaries: Anyone who participates in the basic old-age insurance for urban workers or the basic old-age insurance for urban and rural residents can participate and enjoy the treatment, which means that employees in the basic old-age insurance, regardless of their employment form (unit employment or flexible employment), are not restricted by employment area and household registration, as long as they voluntarily and fairly participate in this system, their rights and interests will not be affected when they move across provinces. Compared with enterprise annuity and occupational annuity, individual pension is more comprehensive and extensive, except for people with diseases in state-owned enterprises, central enterprises and institutions.

3. Long-term investment locks in higher returns: the probability of short-term intraday trading losses is much lower than that of long-term holdings. Personal pension investment products are generally held for 3 to 5 years, and many pension target funds can be held for more than 20 years. In this way, you can accumulate higher income. In addition, the pension target foundation of individual pension investment constantly adjusts the proportion of equity investment and fixed income investment according to the changes of the selected pension target, making people more suitable for pension.

4. Compulsory savings: As the money paid by the individual pension annuity cannot be taken out at will, it can only be collected after reaching the statutory time limit. In this case, you can effectively control unnecessary expenses and accumulate some money for yourself.

5. There are various ways to receive pensions, and the investment is relatively convenient: individual pensions are subject to individual account system, and the payment is entirely borne by the insured. They independently purchase savings deposits, wealth management products, commercial endowment insurance, Public Offering of Fund and other financial products. The investment income is completely accumulated. In other words, when you reach the legal retirement age or other national regulations, you can receive personal pension by month, by stages or at one time, which makes the allocation of funds more targeted and makes your later life richer after retirement.

To sum up, the query methods in different regions may be different, so you can choose the appropriate query method according to the specific situation. At the same time, we must take good care of personal social security information to avoid information leakage or improper use.

Legal basis:

People's Republic of China (PRC) social insurance law

Article 4

Employers and individuals in People's Republic of China (PRC) pay social insurance premiums according to law, and have the right to inquire about payment records and personal rights records, and require social insurance agencies to provide social insurance consultation and other related services.

Individuals enjoy social insurance benefits according to law and have the right to supervise the payment of their own units.