What is the proportion of social security payment in Guangzhou?

Legal analysis: Guangzhou social security payment ratio is: endowment insurance: unit payment ratio (20% for foreign-funded units and 18% for provincial units), and private enterprises and individuals pay ratio of 12% and 8% respectively. Medical insurance: the unit pays 7% and the individual pays 2%. Unemployment insurance: 0.2% for the unit and 0. 1% for the individual. Work injury: the unit pays 0.4%, and the individual does not have to pay. Maternity: the unit pays 0.85%, and the individual does not have to pay. Major illness: the unit directly pays 9.83 yuan. If social security is entirely borne by individuals, then you only need to pay pension insurance and medical insurance.

Individuals who have paid old-age insurance 15 years and reached the legal retirement age (male 60, female 50) can enjoy each fixed pension.

Medical insurance, from the date of payment, if you are hospitalized due to illness, the individual will only bear 40% of the medical expenses, and 60% will be borne by the medical insurance department. When you reach the legal retirement age, in addition to hospitalization and insurance benefits, the medical insurance department will generally put money into your medical card every month. You can go to the pharmacy to buy medicine or go to the hospital clinic. In other words, the role of social security is to solve the problem of providing security and medical care for the elderly.

Legal basis: People's Republic of China (PRC) Social Insurance Law.

Sixty-first social insurance fee collection agencies shall collect social insurance premiums in full and on time according to law, and regularly inform employers and individuals of the payment situation.

Article 62 If the employer fails to declare the amount of social insurance premiums that should be paid according to the regulations, the amount that should be paid shall be determined according to 1 10% of the amount paid by the employer last month; After the payment unit completes the declaration procedures, the social insurance fee collection agency shall make settlement in accordance with the provisions.

Article 63 If an employer fails to pay social insurance premiums in full and on time, the social insurance premium collection agency shall order it to pay or make up within a time limit.