Travel agency liability insurance policy

First, the insurance liability is different.

Travel agency liability insurance is the insurance that the country requires travel agencies to buy, and accident insurance is the insurance that individuals buy. As long as the insured has an accident agreed in the contract, the insurance company will compensate as required.

Different policyholders

The applicant of travel liability insurance is the travel agency, and the insurance premium is paid by the travel agency, while the applicant of accident insurance is the consumer himself, and the tourists pay for it themselves.

The insured is different.

If you buy personal accident insurance, if there is an accident agreed in the contract, the insurance company will directly pay the tourists themselves, which is equivalent to the tourists' right to claim insurance for "accident insurance", while the travel agency's liability insurance is different. In the event of an accident, the travel agency will perform the compensation responsibility for the tourists, and the travel agency will be able to obtain the insurance amount paid by the insurance company.

Travel agency liability insurance has certain limitations. If you want to travel, it is better for you to buy another travel accident insurance.

Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.