Is the social security card 1 card or 2 cards?

It may be a first-class card or a second-class card. When opening a financial account with a social security card, if the user already holds a first-class card account of the bank, then the financial account of the social security card can only be used as a second-class card. If there is no first-class card account in the bank, it belongs to the first-class card. Social security cards can be used as savings cards, which belong to the same kind as savings cards. Both types of cards have trading limits. The daily trading limit cannot exceed 6,543,800 yuan, and the annual cumulative trading limit cannot exceed 200,000 yuan.

The current social security cards are all second-generation social security cards or third-generation social security cards, which are characterized by having social security accounts and financial accounts at the same time. Social security accounts are mainly used to record social security participation information, which is closely related to subsequent insurance reimbursement and pension collection; Financial accounts can be used as ordinary bank card accounts. Opening a financial account with a social security card can only be opened through the counter of a bank outlet. Users need to bring their social security card and personal ID card to the counter of the bank branch to which the social security card belongs to handle the corresponding account opening procedures, and need to set the withdrawal password of the financial account. In most cases, users will choose to activate their financial accounts together when they apply for social security cards. Of course, after successfully receiving social security, users can choose whether to open a wealth management account. The financial account and social security account are two independent accounts, which do not affect each other.

1. Class I bank cards, that is, class I settlement accounts and full-function accounts, have no restrictions on the scope of use, amount of use and account balance.

2. Class II bank cards, that is, class II settlement accounts and convenient wealth management accounts, can be used for investment, transfer, consumption and payment, but there is a limit of "daily accumulative total of 6,543,800 yuan and annual accumulative total of 200,000 yuan".

Legal basis:

Article 5 Bank cards include credit cards and debit cards. Bank cards are divided into RMB cards and foreign currency cards according to different currencies; According to the different issuing banks, it can be divided into corporate cards (business cards) and personal cards; According to different information carriers, it can be divided into magnetic stripe card and ic card.