I don't want to pay social security. Can I get a refund? How much can social security refund be refunded?

When we first started to pay social security, we certainly wanted to pay it all the time, but there are too many uncontrollable factors in life. Sometimes for various reasons, we really don't want to pay this social security anymore. What shall we do? Let's have a look. Can I get a refund if I don't want to pay social security? How much can social security refund be refunded?

1. Can I get a refund if I don't want to pay social security?

Money can be refunded. You need to apply to the social security bureau for surrender first, and you can get a refund if you apply successfully. But surrender must meet the following four conditions to return:

1, went through the formalities of going abroad to settle down, and the account has been cancelled.

2, did not reach the statutory retirement age has died, and the account has been cancelled.

3, repeated insurance and termination of labor relations can be surrendered.

4. The insured has reached retirement age and has not paid the fee for 15 years.

The surrender procedures are as follows: 1. The insured unit has gone through the formalities of stopping insurance for the employee and paid the social security fee owed. 2, fill in the "pension insurance surrender unemployment insurance one-time living allowance declaration form" (unit seal). 3. Original and photocopy of the insured's ID card 1. I will go to the last social security bureau. I went to the bank to get the surrender money. It should be noted that the social security refund can only be refunded for the individual contribution, and the part paid by the unit is not refunded. Incorporate into the social security fund. You should be cautious when returning social security, because once the social security is retired, the payment period will be recalculated when you want to pay it again.

Second, how much can the social security refund be refunded?

1, employee social security, the company pays 28%, the company bears 20%, and the individual bears 8%, of which 8% is deposited in the personal account and 20% is paid into the social security pooling account; Those who have not gone through the retirement formalities may apply for a refund of the balance of the "personal account" plus interest.

2. Social security for flexible employees, 20% of the salary of local "Ping She" shall be paid by individuals, 12% shall be transferred to the social security pooling account, and 8% shall be deposited in the "personal account". If you have not gone through the retirement formalities, the balance of your personal account can be refunded with interest.

3. Endowment insurance for urban residents. 100% of the old-age insurance premium paid by the individual every year is deposited in the personal account. If you can't go through the retirement formalities when you reach the age, you can apply for a full refund in the "personal account" with interest, and the annual subsidy will not be refunded, which has been included in the "urban life pension plan" account.

3. How much can you get every month after you pay 15 social security?

Social security contributions can be collected monthly after 0/5 years, which actually means that the old-age insurance in social security can enjoy pension benefits after the minimum payment period. The social security we pay includes endowment insurance. As long as the insured person has paid 15 years of old-age insurance, he can receive a monthly pension after retirement. The specific amount he can receive each month is related to the place where he receives the pension, the payment base of the old-age insurance, the payment period and other factors.

The pension we receive consists of basic pension and personal account pension. The basic pension is related to the insured's payment period, payment base and the average social wage in the receiving area. The higher the local average wage, the longer the payment period and the higher the base, so there will be more basic pensions after retirement. Personal pension is related to the amount of personal account storage and retirement age. The later the retirement age, the more pension you will receive, so you can calculate the pension you can receive after retirement according to the above formula according to your own situation.