Xi' an social security base

There are upper and lower limits for Xi 'an to pay social security, of which the upper limit is 15600 yuan and the lower limit is 3 120 yuan. The base for Xi enterprises to pay social security for employees should be within this range. In the proportion of social security payment, pension insurance enterprises bear 16% and medical insurance 7%, and individuals do not have to pay work-related injury insurance and maternity insurance.

1.Xi What is the base for Ann to pay social security?

The individual monthly payment base of the insured persons of enterprises participating in the basic social insurance for employees shall be determined according to the average monthly wage income level (including wages, bonuses, various allowances, overtime pay, etc.). ) From June 65438 to February 65438. Old-age insurance, unemployment insurance and work-related injury insurance are based on the average salary of employees in full-caliber urban units in Shaanxi Province last year, and the upper and lower limits of the payment base are approved.

The average annual salary of full-caliber workers in Shaanxi Province is 624 12 yuan, so the average monthly salary is 520 1 yuan. The minimum payment base for endowment insurance, unemployment insurance and industrial injury insurance is 3 120 yuan, and the maximum payment ceiling is 15600 yuan. Medical insurance and maternity insurance are based on the average wage of employees in full-caliber urban units in Xi last year, and the upper and lower limits of the payment base are approved.

2. What is 2.Xi 'an's social insurance contribution rate?

1. Endowment insurance: the company pays 16% and the individual pays 8%;

2. Unemployment insurance: the company pays individual contributions, and industrial injury insurance: the company pays by industry, and the individual does not pay;

4. Maternity insurance: the company pays for individuals and does not pay;

5. Medical insurance: the company pays 7% and the individual pays 2%.

3. How long can I enjoy the pension after paying social security?

Social security pension insurance benefits refer to the economic income or other financial subsidies that workers who participate in basic pension insurance can enjoy only after they reach the statutory retirement age and meet the conditions for receiving basic pension insurance benefits. For social security pension insurance, according to the regulations, three conditions are required to receive basic pension insurance at the same time:

1, employees participating in basic old-age insurance;

2, reach the statutory retirement age stipulated by the state or meet the retirement conditions;

3. I have paid the basic old-age insurance in full 15 years.

If only the first two conditions are met, and the payment period is less than 15 years, you can't receive the pension insurance on a monthly basis. However, you can receive the amount of personal account storage at one time. Basic pension consists of basic pension and personal account. Individuals whose accumulated years are less than 15 years will not enjoy the basic pension after retirement, but they can receive the amount stored in their personal accounts.

To sum up, when Xi 'an enterprises pay social security for employees, they should determine the monthly base within the payment base. According to the latest regulations, the upper limit of payment base is 15600 yuan, and the lower limit is 3 120 yuan. If the employee's salary is high, the payment base shall be 3 times of the salary. After a new employee joins the company, the enterprise shall handle the social security formalities for him within 1 month.