How do I know what my social security account is?

Social security personal account is the personal account of an independent natural person in the local social security center, and social insurance is the welfare treatment. Take Guangzhou as an example: How to inquire about the money in Guangzhou social security personal account-medical account: The money in Guangzhou social security personal account includes the money in medical account and the money in pension account. The money in the medical account mainly consists of four parts: first, the medical insurance premium paid by individuals is 2% of the average monthly salary of employees in the previous year. Note: The standard range of medical insurance premium payment base in Guangzhou is: minimum: 2725 yuan/month-maximum: 60. Secondly, the part (1) that the employer stipulates to pay into the personal account. Employees under 35 years old (including 35 years old) will be credited to your personal account ②. Employees aged over 35 to 45 (including 45) will be credited to your personal account ③. Pay 0.7% of the basic medical insurance premium according to 65438+ and put it into your personal account. For example: ① If you are 30 years old this year, your basic old-age insurance is 400 yuan, which includes both company contributions and individual contributions. The company stipulates that the amount of money to be transferred to your personal account is 400×1%= how does 40 yuan know how much the basic old-age insurance has been paid? Remarks: Guangzhou 20655. The money in the pension account is mainly composed of two different situations: a, based on the monthly average amount of wages and salaries tax in the current year, it is lower than 60% of the average monthly salary of employees in the previous year, that is, less than 2724 yuan. Just pay 60% of the salary, 20% of the company and 8% of the individual, of which *** 1 1% is credited to the individual account (3% of the company and 8% of the individual). For example, Xiao Wang's salary is 2500 yuan, so the money he transfers to his personal account is: the expenses paid by the company+the expenses paid by the individual = (2500× 60 %× 20 %× 3%)+(2500× 60 %× 8%) = 9 yuan+120 yuan = 129 yuan. Of which *** 1 1% was transferred to personal account (3% for company and 8% for individual). 3. Where can the money in personal account be used? First of all, my outpatient and emergency expenses. Second, the drug costs of designated pharmacies. Third, the part of hospitalization that needs to be borne by yourself. Including the deductible, the proportion borne by oneself and the part above the maximum payment limit. Fourth, all the shortcomings are borne by themselves. Special reminder: All the above are the calculation methods of formal employees with labor contracts. The payment standard for flexible employees is 7.5%, and there is no personal account before retirement.

Legal objectivity:

People's Republic of China (PRC) Social Insurance Law Article 4 Employers and individuals in People's Republic of China (PRC) pay social insurance premiums according to law, and have the right to inquire about payment records and personal rights and interests records, and require social insurance agencies to provide social insurance consultation and other related services. Individuals enjoy social insurance benefits according to law and have the right to supervise the payment of their own units. People's Republic of China (PRC) Social Insurance Law Article 25 The State establishes and improves the basic medical insurance system for urban residents. The basic medical insurance for urban residents combines individual contributions with government subsidies. People who enjoy the minimum living guarantee, disabled people who have lost their ability to work, elderly people and minors over 60 years old in low-income families, etc. , subsidized by the government.