How to determine medical insurance?

There are two ways to designate medical insurance, one is online and the other is hospital. Take Guangzhou medical insurance as an example. Details are as follows: 1. Online processing: users can handle it through WeChat, and employees' medical insurance participants pay attention to the official account of "Guangzhou Medical Insurance" WeChat and complete real-name authentication, which can handle online selection in real time. 2. On-site handling: that is, before the insured person registers for medical treatment in the outpatient department of a designated medical institution in Guangzhou, he/she should first show his/her social security card or medical insurance card, valid ID card and one-inch small color photo in the relevant window of the hospital, and go through the procedures for selecting points in the outpatient department. The specific process of online booking is as follows: 1, open WeChat, search for "Guangzhou Medical Insurance" in the official WeChat account, and then pay attention to this official WeChat account; 2. Click on the medical insurance service; 3. Click the clinic and log in to my account. If you don't have an account, register with your mobile phone number first. After registration, you must be authenticated by your real name to select points. 4. After logging in, you may be prompted "The system is busy, please try again later", and the user can click it several times; 5. If there are multiple social security numbers, the user must first go to the social security bureau to merge accounts and then select points; 6, and then click on the point, first choose a small point, and then choose a big point, which cannot be changed within one year after selection; 7. Click [Select] button, and a prompt of successful selection will appear on the selected page. Three advantages of designated medical insurance: 1, emergency treatment and hospitalization, and the insured can use the medical insurance card to register, seek medical treatment, directly settle accounts and reimburse medical expenses. 2. The proportion of medical reimbursement is high. The insured person can be reimbursed for more than 80% of the highest medical expenses when he sees a doctor in a primary hospital, and about 50% when he sees a doctor in a 3A hospital. 3. Medical services are guaranteed. Designated hospitals in China are qualified as designated hospitals for medical insurance only after strict examination by the social insurance department of China, and there will be a supervision and inspection mechanism. If there are serious violations in designated hospitals, canceling the qualification of designated hospitals can promote designated medical institutions to improve their medical level, online service quality and service attitude, and help the insured to seek medical treatment.