What is the social security guarantee? Do I need to buy any insurance if I buy social security?

Hello! Social security is social insurance. Social security is a certain social security system stipulated by the state, including endowment insurance, medical insurance, unemployment insurance, industrial injury insurance and maternity insurance.

The general benefits of these five risks are as follows:

Pension: cumulative payment 15 years. When you retire, you can enjoy a pension.

Medical treatment: continuous payment meets the local medical insurance reimbursement standard, and hospitalization can be reimbursed. When you retire, you can enjoy lifelong medical insurance after retirement by paying a certain number of years of medical insurance.

Unemployment: continuous payment 1 year. If you leave your job due to company reasons or your contract expires, you can enjoy unemployment relief.

Work-related injuries: In case of work-related injuries during working hours, you can enjoy the corresponding work-related injury reimbursement treatment.

Maternity: the continuous payment time meets the local time requirements, and family planning can enjoy maternity reimbursement and maternity leave allowance.

In addition, I need to remind you that social security alone is not enough for individuals. It is also necessary for us to choose appropriate commercial insurance as a supplement to social security and build a comprehensive security system for ourselves. As for what insurance to buy, it needs to be comprehensively analyzed according to the actual situation of the individual.