How many years do medical insurance and social security need to be paid?

The payment period requirements for medical insurance and social security are as follows:

1, old-age insurance: employees' old-age insurance generally needs to pay more than 15 years, while individual industrial and commercial households need to pay more than 25 years to receive the basic pension;

2. Medical insurance: Employees generally need to pay medical insurance for more than 6 months before they can enjoy medical insurance reimbursement. In some areas, the payment period of medical insurance may be longer;

3. Unemployment insurance: Employees' unemployment insurance generally needs to be paid for more than 1 year;

4. Work-related injury insurance: Workers' work-related injury insurance is generally paid by enterprises, and individuals are not required to pay;

5. Maternity insurance: Maternity insurance for employees generally needs to pay more than 1 year.

Social security payment standards are as follows:

1, the contribution rate of endowment insurance units of institutions, institutions, enterprises and social organizations is 20%, and that of individuals is 8%; Medical insurance unit contribution rate 10%, individual contribution rate 2%; The contribution rate of unemployment insurance units is 1%, and that of individuals is 0.5%; The contribution rate of maternity insurance unit is1%; The contribution rate of industrial injury insurance unit is 0.2% to1.9%;

2. For individual industrial and commercial households with employees, the proportion of old-age insurance premiums paid by owners is 20%, and that of individuals is 8%; The contribution rate of medical insurance owners 10%, and the individual contribution rate is 2%; The contribution rate of unemployment insurance owners is 1%, and that of individuals is 0.5%; The contribution ratio of maternity insurance owners is1%; The contribution ratio of industrial injury insurance owners is 0.2% to1.9%;

3. Employees in informal employment labor organizations, the proportion of pension insurance contributions is 28%; The proportion of medical insurance payment is12%; The unemployment insurance contribution ratio is1.5%; Maternity insurance contribution rate is1%; The contribution rate of industrial injury insurance is 0.2% to1.9%;

4. For flexible employees, the pension insurance contribution ratio is 28%; The proportion of medical insurance payment is 12%.

To sum up, the policies and requirements of medical insurance and social security in different regions may be different, and the specific requirements and years need to be determined according to local policies and regulations.

Legal basis:

Article 16 of People's Republic of China (PRC) Social Insurance Law

Individuals who participate in the basic old-age insurance will receive the basic old-age pension on a monthly basis if they have paid a total of fifteen years when they reach the statutory retirement age.

Individuals who participate in the basic old-age insurance and pay less than fifteen years when they reach the statutory retirement age can pay for fifteen years and receive the basic pension on a monthly basis; You can also exchange it for a new one.