55 How to calculate the number of retirement months

The number of retirement months at the age of 55 is calculated as follows:

1, payment months: calculate the number of months for retirees to pay social insurance, including basic old-age insurance, medical insurance, work injury insurance, maternity insurance, etc. ;

2. Counting the number of months: calculate the number of months that retirees actually receive pensions, starting from the month when retirees receive pensions and ending in the month when retirees die or their pensions are terminated;

3. Retirement conditions: retirees reach the statutory retirement age and meet the prescribed retirement conditions;

4. Payment requirements: retirees have paid social insurance premiums as required;

5. Unemployment or income standard: retirees are not re-employed after retirement, or re-employed but their income does not reach the prescribed standard;

6. Apply for a pension: retirees apply for a pension from their unit or social security agency, and provide relevant certification materials and personal information.

Calculation of social security calculation months:

1. Determination of calculation months of basic pension: According to national regulations, the calculation months of basic pension are determined according to the actual payment period and legal retirement age of retirees;

2. Cumulative payment period: including the actual payment period of social security and the deemed payment period, and some special jobs or conditions can enjoy the deemed payment period policy;

3. Influence of retirement age: Different retirement ages correspond to different months. Generally speaking, men are 60 years old and women are 50 (workers) or 55 (employees);

4. Increase the number of payment months: with the increase of payment years, the number of payment months will also increase accordingly, encouraging long-term payment;

5. Minimum guarantee period: If the payment period does not reach the minimum period stipulated by the state, the payment months shall be calculated according to the minimum period.

To sum up, the number of months for a 55-year-old retiree is the number of months that he actually receives a pension after he has paid social insurance, reached the statutory retirement age and conditions, has not been re-employed or his income is below the standard, and submitted an application to the relevant unit and provided the necessary information, from the month when he began to receive a pension to the month when the termination conditions appeared.

Legal basis:

People's Republic of China (PRC) social insurance law

Article 15

The basic pension consists of overall pension and individual account pension. The basic pension is determined according to factors such as individual cumulative payment years, payment wages, average salary of local employees, personal account amount, average life expectancy of urban population, etc.