Social security is broken. Can the money in medical insurance still be used?

Social security is broken, and the money in medical insurance can be used like this:

1, employees participate in employee medical insurance, but later stop paying due to resignation and other reasons, then the medical insurance account will be sealed in the month after stopping paying, and they cannot enjoy medical insurance benefits. This is because medical insurance is different from old-age insurance. Medical insurance is pay as you go. With your current money, you can enjoy medical insurance treatment if you pay, but you can't enjoy it if you don't pay. However, the remaining money in the medical insurance card will not be cleared and invalidated;

2. During the closing period, the remaining money in the medical insurance card can still be used, which can be used to see a doctor in a designated medical insurance hospital and settled by card until the money in the medical insurance card is used up.

The reimbursement process of medical insurance is as follows:

1, the participating farmers hold the New Rural Cooperative Medical Certificate for outpatient treatment in designated institutions, and the designated medical institutions directly reduce the medical expenses according to the existing amount in the family outpatient account of the New Rural Cooperative Medical Certificate, and the excess shall be paid by the participating farmers themselves. Designated medical institutions shall settle accounts with agricultural medical institutions in a timely manner;

2, participating farmers in the city, county and township designated medical institutions for hospitalization, direct subsidies by designated medical institutions. Audit the medical expenses incurred by designated medical institutions, and prepay the subsidy amount according to the standards stipulated in the implementation measures. Participating farmers in the provincial designated medical institutions and non-designated medical institutions hospitalization, compensation by the township agricultural cooperative medical institutions. One-time hospitalization medical expenses of less than 2000 yuan (including 2000 yuan) shall be reimbursed by the township agricultural medical institute, and those of more than 2000 yuan or in doubt about hospitalization data shall be reimbursed after examination and approval by the county agricultural medical bureau.

To sum up, after the suspension of social security and medical insurance, the balance in the medical insurance card can still be used. If you stop paying medical insurance within three months, you can apply for a supplementary payment, and you can resume enjoying medical insurance benefits in the next month after paying the fees; If it is three months or more, you can't apply for payment, and you can enjoy the corresponding treatment after paying for more than six months.

Legal basis:

Article 16 of People's Republic of China (PRC) Social Insurance Law

Individuals who participate in the basic old-age insurance will receive the basic old-age pension on a monthly basis if they have paid a total of fifteen years when they reach the statutory retirement age. Individuals who participate in the basic old-age insurance and pay less than fifteen years when they reach the statutory retirement age can pay for fifteen years and receive the basic pension on a monthly basis; Can also be transferred to the new rural social endowment insurance or urban residents' social endowment insurance, enjoy the corresponding pension insurance benefits in accordance with the provisions of the State Council.

Twenty-seventh individuals who participate in the basic medical insurance for employees, when they reach the statutory retirement age, will no longer pay the basic medical insurance premium after retirement and enjoy the basic medical insurance benefits in accordance with state regulations; Those who have not reached the fixed number of years prescribed by the state may pay the fees to the fixed number of years prescribed by the state.