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How much does Shenzhen third-grade social security individual pay?
First, the calculation of Shenzhen social security payment base
1. Endowment insurance: total wages of employees last month. The upper limit is 3 times of the average monthly salary (6,756 yuan) of employees in full-caliber urban units in the province last year, and the lower limit is the minimum wage in this city.
2. Medical insurance:
(1) 1st gear (basic+ground compensation)
Payment base: total monthly salary of employees. The highest is 3 times the average monthly salary of employees in Shenzhen last year, and the lowest is 60% of the average monthly salary of employees in Shenzhen last year.
(2) Second gear (basic+ground compensation)
Payment base: the average monthly salary of employees in Shenzhen last year.
(3) The third gear (basic+ground compensation)
Payment base: the average monthly salary of employees in Shenzhen last year.
3. Maternity insurance: the total wages of employees last month. The highest is three times the average monthly salary of employees in Shenzhen last year, and the lowest is the minimum wage.
4. Unemployment insurance: the minimum wage is 2,200 yuan.
5. Work-related injury insurance: the total wages of employees last month. The upper limit is 3 times of the average monthly salary (6,756 yuan) of employees in full-caliber urban units in the province last year, and the lower limit is the minimum wage in this city.
Second, the first, second and third expenses of Shenzhen social security
Shenzhen social security payment is included in the basic medical insurance, according to the relevant regulations:
(1) First-level expenses: 8% of the total monthly salary, including 6% for the unit and 2% for the individual. If my total monthly salary exceeds 300% of the average monthly salary of employees in this city in the previous year, I will pay it according to 300% of the average monthly salary of employees in this city in the previous year; If the total monthly salary is lower than 60% of the average monthly salary of employees in this Municipality last year, it shall be paid according to 60% of the average monthly salary of employees in this Municipality last year.
(2) Secondary expenses: 0.5% of the average monthly salary of employees in the previous year. 7% shall be paid monthly, of which the employer shall pay 0. 5%, individuals pay 0. 2%。
(3) Level III expenses: the unit pays 8 yuan and the individual pays 4 yuan.
I. Proportion and payment standard of different social security payment grades in Shenzhen
1, Shenzhen personal social security payment standard has a fixed proportion. According to the law, units and individuals should bear 16% and 8% of the old-age insurance premium, 6% and 2% of the medical insurance premium, respectively. 7% and 0. 3% unemployment insurance. The company also needs to bear 0 alone. 17% industrial injury insurance, 0. 4% residual insurance and 0. 45% maternity insurance.
The endowment insurance undertaken by the non-household-level social security unit is 15%, and the other payment ratios are the same as those of household-level social security. And if it is the second-class social security of Shenzhen hukou, then the medical insurance unit should bear 0. 5%, the individual workers bear 0. 2%, the proportion of other social security contributions is the same as that of non-deep households. In fact, the social security expenses of different grades are mainly due to the different payment ratios of medical insurance, so the social security expenses should be calculated according to the participation situation.
2. The first-level expenses of social insurance in Shenzhen: the first-level payment base is the total salary of last month, and the payment ratio is 8. 2%, 9 15 per month. 10 yuan, 64 per month for enterprises. 29 yuan, 270 per month. 8 1 yuan;
3. Second-grade expenses of social insurance in Shenzhen: the base of second-grade payment is the average monthly salary of employees in the previous year, and the payment ratio is 0. 8%3。 585 per month. 62 yuan, 389 per month for enterprises. 6 1 yuan, monthly 196. 0 1 yuan;
4. The third-grade expenses of social security insurance in Shenzhen: the base of the third-grade payment is the average monthly salary of employees in the previous year, and the payment ratio is 0. 55%。 56 pounds a month. 92 yuan, 378 per month for enterprises. 39 yuan, every month 188. 53 yuan.
Two, Shenzhen social security retirement benefits for the first, second and third gear.
1. The older you are when you retire, the fewer months you have, and the more personal account pensions you have! In addition, after the personal account amount is withdrawn, the treatment will continue to be paid according to the original standard;
2. The longer the payment period, the higher the payment base, the higher the average salary of retired workers and the higher the pension;
3. Medical insurance is also divided into one, two and three levels. Different from social security payment, the lower the social security level, the lower the payment, and the higher the medical insurance level, the less the payment.
I hope the above content can help you. If in doubt, please consult a professional lawyer.
Legal basis:
Article 12 of the Social Insurance Law of People's Republic of China (PRC)
The employing unit shall pay the basic old-age insurance premium according to the proportion of the total wages of its employees stipulated by the state, and record it in the basic old-age insurance pooling fund.
Employees shall pay the basic old-age insurance premium in accordance with the proportion of wages stipulated by the state and record it in their personal accounts.
Individual industrial and commercial households without employees, part-time employees who have not participated in the basic old-age insurance in the employing unit and other flexible employees who have participated in the basic old-age insurance shall pay the basic old-age insurance premiums in accordance with state regulations and record them in the basic old-age insurance pooling fund and individual accounts respectively.
Article 23
Employees should participate in the basic medical insurance for employees, and employers and employees should pay the basic medical insurance premiums in accordance with state regulations.
Individual industrial and commercial households without employees, part-time employees who have not participated in the basic medical insurance for employees and other flexible employees can participate in the basic medical insurance for employees, and individuals pay the basic medical insurance premium in accordance with state regulations.
Article 35
The employer shall pay the work-related injury insurance premium according to the total wages of its employees and the rate determined by the social insurance agency.
Article 44
Employees should participate in unemployment insurance, and employers and employees should pay unemployment insurance premiums in accordance with state regulations.
Article 53
Employees shall participate in maternity insurance, and the employer shall pay maternity insurance premiums in accordance with state regulations, and employees shall not pay maternity insurance premiums.
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