What should individuals buy for social security?

Individuals can choose the following social security:

1. Basic old-age insurance: mainly to protect the basic life of individuals after retirement. The payment period is generally more than 15 years, and the calculation method of payment amount and pension is different according to the policies of different regions.

2. Basic medical insurance: it mainly covers the medical expenses of individuals when seeking medical treatment, including hospitalization expenses, outpatient expenses, special disease expenses, etc. The payment amount and reimbursement ratio vary according to the policies of different regions.

3. Unemployment insurance: it mainly protects the life of individuals during unemployment, and the payment period and amount vary according to the policies of different regions.

4. Work-related injury insurance: mainly to protect medical expenses and disability compensation when an individual is injured at work or suffers from occupational diseases. According to the policies of different regions, the amount of compensation and compensation standards are also different.

Social security rights records include the following contents:

1, the social insurance registration information of the insured and his employer;

2, the insured and their employers to pay social insurance premiums and get relevant subsidies;

3, the insured enjoy social insurance benefits and receive treatment information;

4, the insured payment period and personal account information;

5. Other information reflecting individual social insurance rights and interests.

To sum up, there may be differences in social security policies and standards in different regions. Please consult the local social security bureau or social security center for specific social security types and payment standards. In addition, when purchasing social security, individuals should choose according to their actual situation and needs, so as to avoid purchasing unnecessary social security types or paying too much or too little.

Legal basis:

Article 57 of People's Republic of China (PRC) Social Insurance Law

The employing unit shall, within 30 days from the date of its establishment, apply to the local social insurance agency for social insurance registration with its business license, registration certificate or unit seal. The social insurance agency shall, within fifteen days from the date of receiving the application, examine and issue the social insurance registration certificate. Where the social insurance registration items of the employing unit are changed or the employing unit is terminated according to law, it shall, within 30 days from the date of change or termination, go to the social insurance agency to handle the change or cancellation of social insurance registration.