Attached maternity insurance

Legal analysis: Maternity insurance belongs to the scope of social security. Pension, medical care, work-related injury, unemployment and maternity are five types of insurance in social security, but not every unit gives the above five, so the expenditure of the unit is large, and some units only have pension and medical care. Payment of social security, unit 12%, individual 8%. As long as the employee signs a labor contract, there is this benefit. At present, many people are concerned about the reimbursement standard of male maternity insurance. In fact, the cost is slightly lower than that of female employees. Generally speaking, maternity insurance premiums are paid by enterprises on a monthly basis, and individual employees do not pay maternity insurance premiums. Only female employees with units can buy maternity insurance. After being insured for one year, you can give birth during the insurance period and enjoy maternity insurance benefits.

Legal basis: Article 25 of the Population and Family Planning Law of the People's Republic of China. Couples who have children in accordance with laws and regulations can get extended maternity leave or other welfare benefits.

Article 7 of the "Special Provisions on Labor Protection of Female Employees" allows female employees to enjoy 98 days of maternity leave, including 15 days before delivery; In case of dystocia, maternity leave shall be increased 15 days; For multiple births, the maternity leave can be increased by 1 5 days for each additional child. Female employees who miscarry less than 4 months after pregnancy are entitled to 15 days maternity leave; Abortion after 4 months of pregnancy is entitled to 42 days of maternity leave.

People's Republic of China (PRC) social insurance law

Fifty-third employees should participate in maternity insurance, the employer should pay maternity insurance premiums in accordance with state regulations, and employees do not pay maternity insurance premiums.

Fifty-fourth employers have paid maternity insurance premiums, and their employees enjoy maternity insurance benefits; Unemployed spouses of employees enjoy maternity medical expenses in accordance with state regulations. The required funds are paid from the maternity insurance fund. Maternity insurance benefits include maternity medical expenses and maternity allowance.

Fifty-fifth maternity medical expenses include the following:

(1) Maternity medical expenses;

(two) family planning medical expenses;

(3) Other project expenses stipulated by laws and regulations.

Fifty-sixth employees in any of the following circumstances, can enjoy maternity allowance in accordance with state regulations:

(1) Female employees enjoy maternity leave;

(2) Enjoy family planning operation leave;

(3) Other circumstances stipulated by laws and regulations.

Maternity allowance is calculated and paid according to the average monthly salary of employees in the previous year of the employer.