Does Northern Zheng Da Life Insurance belong to social security?

The insurance of Founder Life Insurance of Peking University does not belong to social security, because social security is a social security system that can provide material help, reduce economic losses and guarantee basic living when the insured citizens encounter risks such as old age, illness, maternity, work injury and unemployment. It is a kind of welfare given by the state to citizens, and it has no profit-making purpose. It only includes five types of insurance: endowment insurance, medical insurance, maternity insurance, industrial injury insurance and unemployment insurance.

Founder Life Insurance Company of Peking University is for profit, and the insurance it sells belongs to commercial insurance, with many types, such as critical illness insurance, accident insurance and life insurance.

Therefore, the insurance and social security of Founder Life Insurance of Peking University are not the same thing.

Some friends may think that they don't have to buy commercial insurance if they buy social security. Is that really the case? Let's see what the experts say: Do you still need to buy commercial insurance when you have social security? Can commercial insurance replace social security?

Then senior sister will give you a brief introduction to Peking University Founder Life Insurance Company.

Founded in 2002, Founder Life Insurance Company of Peking University is a Sino-foreign joint venture insurance institution. After so many years of development, Peking University Founder Life has set up branches in Shanghai, Sichuan, Beijing and other places to provide insurance protection for our customers.

In addition, in the latest quarter, its core solvency adequacy ratio was 82.56%, its comprehensive solvency adequacy ratio was 65,438+042.44%, and its risk rating was Grade B, which met the standards set by the CBRC (core solvency adequacy ratio ≥50%, comprehensive solvency adequacy ratio ≥ 65,438+000%, and its risk rating was Grade B and above), indicating that Peking University was founder.

About other aspects of Peking University Founder Life Insurance Company, we can learn from this article: What about Peking University Founder Life Insurance Company? Is it reliable? Tell you in one article!

However, if you want to buy the products of Peking University Founder Life Insurance Company, you should carefully check the terms in the products and carefully consider whether they meet your own needs. After all, different products provide different guarantees. If you are not clear, you will easily fall into the pit.

Finally, the seniors prepared an insurance strategy for everyone, which will mention how to buy insurance so as not to make mistakes easily: which insurance is good and how to buy it is cost-effective, and teach you to avoid these pits of insurance.

Hope to adopt

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