Ordinary office workers, the company has social security, buy themselves a Taikang critical illness insurance, how to buy it?

Insurance Bian Xiao helps you answer, and more questions can be answered online.

Hello! Critical illness insurance is critical illness insurance. In the increasingly serious environment of health crisis, it is urgent to buy commercial insurance, which needs to be insured in time. There are two kinds of commercial insurance, one of which is critical illness insurance. For ordinary office workers with social security, it is very necessary to plan their own critical illness insurance in advance. Taikang critical illness insurance is a leader in critical illness insurance products and a good choice. As for how to insure Taikang critical illness insurance suitable for ordinary office workers, please pay attention to your actual health and economic situation.

How do ordinary office workers buy Taikang critical illness insurance that suits them?

1, their own physiological characteristics: As the difference between the same type of critical illness insurance clauses is not very big, consumers should first make choices according to their own physiological characteristics.

2. Economic affordability: At present, a standard critical illness insurance on the market is more expensive.

3. Service situation: When consumers choose critical illness insurance, they should also consider the service quality of insurance companies and the professionalism of salesmen. The service situation of insurance companies after insurance can be investigated from the aspects of claim settlement, renewal premium payment and policy preservation change. Before applying for insurance, you can communicate with insurance companies to understand the regulations of various insurance companies in these aspects.

Critical illness insurance products of different companies have different characteristics and functions, including pure protection (relatively low premium); There is also dividend-paying life insurance (cash dividend or insured dividend) combined with serious illness. If ordinary office workers want to buy suitable Taikang critical illness insurance for themselves, please be sure to judge and choose according to the risks they face. Here, I suggest that you can refer to: