How much pension can flexible employees receive after retirement?

The pension insurance for flexible employees has different payment years and grades, and the collection standards are also different.

1, in which the payment has reached 15 years: monthly basic pension = basic pension+personal account pension. Among them, the basic pension = the average monthly salary of local employees in the previous year when I retired ×20%, and the personal account pension = the amount stored in the personal account/120.

2, the local implementation of unified account combined with the reform of the old-age insurance system to participate in the work of the former state-owned, collective enterprises or institutions, after the termination of labor relations, according to the urban flexible employment approach to insurance, after retirement, its monthly basic pension according to the urban enterprise employee pension plan hair method.

3. If the payment is less than 15 years, and the flexible employees are unwilling to continue to pay, they cannot enjoy the basic old-age insurance benefits on a monthly basis, and the accumulated amount in their personal accounts and the part included in the overall fund from the old-age insurance premiums paid by individuals are paid to them in one lump sum, and the old-age insurance relationship is terminated at the same time.

The retirement age of flexible employees is:

Men are over 60 years old and women are over 55 years old. Among them, female insured persons who have paid for insurance in the former public-owned enterprises and institutions for 10 years (including deemed payment) and have been employed flexibly for more than 2 years can choose to go through retirement procedures between the ages of 50 and 55 upon their own application.

After the death of the insured, his family members can also receive funeral subsidies and pensions. The relevant treatment is linked to the local per capita monthly disposable income of cities and towns in the previous year. Funeral allowance is two months, one-time pension is 9~24 months, and it can only be paid for 9 months if the payment is 15 years.

Comprehensive treatment, in fact, it is very cost-effective to participate in endowment insurance. Pension benefits are still overpaid, and the longer you have the conditions, the better.