Can pensions be withdrawn

Pensions can be withdrawn under certain conditions.

The state provides that pensions can be withdrawn under one of the following conditions:

1, the death of the contributor;

2, the retirement age of men over 60 years old and women over 50 years old;

3, the contributor's emigration.

Generally: rural households can claim, while urban households can only transfer relations.

You can apply to the local social security bureau according to your actual situation, and its application procedures include my ID card, application for surrender, payment of social security situation (pension book, medical insurance card) and other materials can be. And can only refund the pension, medical insurance. However, it is important to note that the fees paid for social security are managed by two accounts, namely the individual account and the integrated account, and if you take out the money, you can only receive the amount of money in the individual account. However, most of the money goes into the integrated account, and there is not much money in the personal account, and only a portion of the personal account can be withdrawn, which is even less, usually ranging from a few thousand dollars to a few hundred dollars, depending on the time period of payment and payment grade.

Before the new work unit is found, you can choose to make up the social security or not pay for the time being. However, during the period of non-payment of social security, some of the rights and benefits of the individual will not be enjoyed!

Social pension insurance, according to state regulations pension insurance to pay a total of 15 years, in order to enjoy the retirement pension. Social security is a national welfare policy, but also the national mandatory policy, all for one, all for me, broken no matter, now there is no ability to pay, it is okay, then have the ability to make up is also possible, as long as the cumulative total of 15 years will be able to be young to prepare for old age is also necessary.

Additionally: the drawdown of the pension, can only draw down the part of the personal account, that with the insurance manual to the social insurance agency for the withdrawal procedures can draw down the part of the personal account. If the contribution time has been enough 15 years, you can receive a pension, but the calculation of pension standards from the year of cessation of contributions (in this case, it is better not to receive the personal part). If you haven't paid enough contributions for 15 years, you can't receive a pension in the future if you receive the personal portion.

If you die before retirement (60 for men and 50 for women), your relatives can only receive the personal portion of your account, and no longer receive a pension. If you die after retirement, even if it is only for one month and you receive one month's pension, you can no longer receive the personal portion.

Pension withdrawal refers to the ability of individuals who meet certain conditions to withdraw a certain amount of money from the pension fund for their personal retirement expenses. The conditions for pension withdrawal mainly include age, number of years of participation and contribution record. Generally speaking, people who have reached the legal retirement age and have accumulated a certain number of years of contributions can apply for pension withdrawal. The process of pension withdrawal includes preparing relevant materials, filling out the application form, submitting the application, and reviewing and approving the application. The specific process may vary depending on the region and policy, so it is recommended to consult the local social security department or relevant organizations for details of the process. Pension withdrawal is an important way to protect the old age, but remind attention to legal compliance operation, to ensure personal rights and interests and financial security.

Legal basis:

The Social Insurance Law of the People's Republic of China*** and the State of China (amended in 2018):

Chapter 2 Basic Pension Insurance Article 15 The basic pension consists of a coordinated pension and an individual account pension.　　The basic pension is determined on the basis of the individual's accumulated years of contribution, contribution salary, the average salary of local employees, the amount of individual account, and the average life expectancy of the urban population.