Social security deferred payment policy

Social security deferred payment policies are as follows:

1, annual payment: if the user reaches the legal retirement age, but there are still a few years before the personal social security will reach 15, the user can pay it every year, so that the user can get social insurance benefits when he retires, but the user needs to pay a late fee to pay the annual fee of the user;

2. Extend the retirement age: If the user reaches the retirement age in China and the social insurance does not reach 15, he can apply for extending the retirement age for up to 5 years;

3. Change to resident social security: If it takes a long time to pay 15 years, you can consider changing employee social security to resident social security;

4. Stop paying social security and take out the money: If you have paid social security for less than 15 years, but don't want to pay it again, then users can apply for a refund. But after retirement, they will not enjoy the protection of social insurance benefits;

5. One-time payment: as long as certain conditions are met, payment can be made.

Legal basis: Article 28 of the Social Insurance Law of People's Republic of China (PRC).

Medical expenses that meet the basic medical insurance drug list, diagnosis and treatment items, medical service facilities standards and emergency rescue shall be paid by the basic medical insurance fund in accordance with state regulations.

Article 29

The medical expenses of the insured shall be paid by the basic medical insurance fund, and shall be directly settled by social insurance agencies, medical institutions and pharmaceutical business units.

The administrative department of social insurance and the administrative department of health shall establish a settlement system for medical expenses in different places to facilitate the insured to enjoy the basic medical insurance benefits.