Is it dangerous to lose the medical insurance card?

There is danger. If the medical insurance card is lost and the other party knows your password, then you can use it. If the medical insurance card is replaced due to theft, loss, damage and other reasons, the fee will be charged appropriately, and the loss of cashing out the medical insurance card or swiping the card to buy medicine will be borne by me.

The harm of losing medical insurance card;

1。 It may cause the risk of personal information disclosure. In addition to personal social security information, the current social security card also includes personal identity card information. Generally, personal ID card information and photo information can be directly seen on the back of the social security card.

2。 If it is not reissued in time, it will also affect the handling of personal pension insurance-related benefits or medical insurance reimbursement. After all, when handling these businesses, you need to provide the original social security card to handle it.

3。 It may also lead to fraudulent use of personally identifiable information.

After the social security card is lost, users are advised to handle the loss reporting procedures in time. After the social security card is lost, you should first contact the bank to which the social security card belongs to handle the corresponding loss reporting procedures; Then bring my ID card and photo to the social security window to complete the social security card procedures; After successful replacement, you can go to the cooperative bank to apply for a new social security card.

The process of reissuing the medical insurance card is as follows:

1, report the loss. After the medical insurance card is lost, you should go through the formalities of reporting the loss immediately. You can call 12333 to report the loss, depending on the language.

Voice prompts to report the loss. When reporting the loss, the insured's name, ID number, medical insurance card number and company name shall be provided truthfully.

Information such as weighing. Or bring my valid certificate (ID card, household registration book, etc.). ) to the nearby city, district and county medical insurance center.

Or street (town) medical insurance service points to handle the written declaration procedures;

2. reissue the medical insurance card. Reissuing the medical insurance card should be handled by me with my ID card or residence booklet at the provincial medical insurance center, and it can be completed at the scene.

Take it. After the new card is reissued, the original card will be invalid.

When the medical insurance card is lost, medical expenses can be paid in advance. After receiving the medical insurance card, the original invoice list and medical records should be presented.

And copy a copy (including outpatient medical records, hospitalization medical records should provide discharge summary) and other related materials to the provincial medical insurance center.

Manual reimbursement. If supplementary reimbursement is involved, the insurance company will compensate for reimbursement. Make a copy for the record.

I hope the above content can help you. Please consult a professional lawyer if you have any other questions.

Legal basis: People's Republic of China (PRC) Social Insurance Law.

Article 2 The State establishes social insurance such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance.

Insurance system. We will ensure that citizens can obtain materials from the state and society in accordance with the law in cases of old age, illness, work injury, unemployment and maternity.

The right to help.

Twenty-sixth basic medical insurance for employees, new rural cooperative medical care and basic medical insurance for urban residents shall be treated according to the above standards.

According to national regulations.

Twenty-eighth in line with the basic medical insurance drug list, diagnosis and treatment items, medical service facilities standards, as well as emergency and rescue.

Medical expenses are paid from the basic medical insurance fund in accordance with state regulations.

Twenty-ninth medical expenses of the insured shall be paid by the basic medical insurance fund and handled by the social insurance agency.

Direct settlement with medical institutions and pharmaceutical business units.

The administrative department of social insurance and the administrative department of health shall establish a settlement system for medical expenses in different places to facilitate the enjoyment of the insured.

Basic medical insurance benefits.