Units to give people who do not pay social security full subsidy social security, each month there are 1,300 yuan cost-effective?

The unit to not pay the full amount of social security subsidies for social security, every month there are 1300 yuan is it cost-effective?

Enterprises do not pay social security, but the unit will be the full amount of the payment of social security subsidies for their own employees, so this behavior is feasible? Is it worth it for the employees? First of all, we seem to be that a bill, it is likely that many people feel that it is worthwhile, after all, their own paychecks have to be more, that 1,300 yuan for any one person is a very large number, because their wages may only be 2,000 or 3,000 yuan, in other words, maybe only three or four thousand dollars, naturally, 1,300 yuan in the payroll is a relatively high percentage.

In fact, according to the simple this kind of viewing, think that they are more suitable, but if not according to the enterprise unit to pay social security, for oneself still have to suffer very big loss. Because according to the enterprise unit is able to five insurance and one gold to pay, that covers the old age insurance, employee health insurance, unemployment insurance, industrial injury insurance and maternity insurance of the five categories of commercial insurance, plus housing fund treatment, that is also through the enterprise unit to pay the normal social security.

If you don't have the last three insurance words, for many people still can't use, the old think it doesn't matter, but the fact is that if you once a similar situation occurs, so if you don't have the corresponding commercial insurance, the loss of their own interests is still very big, to give a typical example on the use of workplace injury insurance, if you are at risk of injuring yourself in the course of the work period, you can go through the workplace insurance to carry out The first thing you need to do is to get a full reimbursement from your health insurance, and you can also get a wage subsidy under the worker's compensation insurance.

If you don't participate in the workers' compensation insurance, then there is no relevant treatment, so the damage to their own rights and interests is still relatively large, unemployment insurance and maternity insurance is the same, a reason to experience the corresponding cost of reimbursement of wages. In one of the most important or housing fund, if you normally participate in the housing fund, I deducted the cost and business units deducted the cost is the same, you will be more enhanced part of the revenue.

But if a business unit doesn't give you a housing fund, not only will you not be able to enjoy the increased earnings, but it's not even advisable to buy a house based on a housing fund. The bank's interest rate is about 4.95%, and a lot of geographic areas need to be adjusted, such a benchmark interest rate for loans, so the pressure to buy their own housing has become very large, and no housing fund for their own is also quite unavailable.