Is there a conflict between medical insurance and social security in claims?

Quite a few people want to know what kind of medical insurance is worth buying. If you want to buy medical insurance, then this medical insurance comparison table must be useful for you: What are the good medical insurance recommendations? 20 Best-selling Medical Insurance Inventory in 2020

No conflict.

It is recommended to buy medical insurance first, and then buy commercial medical insurance. Medical insurance is the most basic guarantee, and the biggest feature is that the requirements for insurance are low and the price is cheap. Commercial medical insurance is a supplement to medical insurance, covering all items that cannot be reimbursed by medical insurance, such as the cost of high-end treatment, imported drugs, special medical care and so on.

There are many kinds of medical insurance on the market at present. There are millions of medical insurance, hospitalization insurance and cancer insurance.

Let me give you a brief statement:

1, millions of medical insurance

People of almost every age group are suitable to buy millions of medical insurance, with high and low premiums, and there is no limit on the types of diseases to be reimbursed. It is more cost-effective to pay a few hundred dollars a year to get millions of guarantees. Not only that, millions of medical insurance coverage is still very comprehensive, such as bed fees, nursing fees, surgery fees, medicine fees, materials fees and so on. , can be reimbursed.

Let's briefly analyze three popular million medical insurance:

Combine the pictures and you will know.

(1) Good medical insurance: Its biggest highlight is the 6-year renewal guarantee, which is unmatched by many products. In these six years, no matter whether the claim has been completed, no matter whether the health has changed, no matter whether the product has stopped selling, the warranty can be renewed.

(2) Enjoying e-health: Family care after operation and special drug service for cancer have been increased, and the option of sharing deductibles among families has been increased.

(3) Micro-medical insurance: Compared with the other two models, this model increases the value-added services of the second international clinic.

From what has been said above, we can know that each product has its own product characteristics. When choosing to buy products, you can choose according to your own needs.

In addition to the three models mentioned here, there are many millions of medical insurance products worth buying. You can look at the original text, which has more detailed evaluation and analysis: What are the good medical insurance recommendations? 20 Best-selling Medical Insurance Inventory in 2020

2. Hospitalization medical insurance

Low deductible and subsistence allowance are the characteristics of this kind of medical insurance. This kind of insurance is mainly used for outpatient reimbursement. Generally speaking, babies under 5 years old or the elderly are more suitable to buy this kind of insurance. Because children and the elderly are weak and have poor immunity, they are more likely to catch a cold. For me, this insurance has a greater effect on them.

3. Cancer medical insurance

Most of the millions of medical insurance and hospitalization insurance in the market are insured at the highest age of 60-65. Old people can't be insured, but they can be insured with anti-cancer medical insurance.

The coverage of anti-cancer medical insurance is aimed at cancer. This kind of insurance covers a wide range of ages, and the requirements for health are not too strict. It is more suitable for people who are older or have some diseases.

This price is greatly influenced by physical fitness and age. Here are some anti-cancer medical insurance products worth buying, for your reference: What are the good medical insurance recommendations? 20 Best-selling Medical Insurance Inventory in 2020