Why do you get social security when you buy insurance?

Generally, there is insurance with or without social security, mostly reimbursement insurance, such as millions of medical insurance, cancer prevention medical insurance, accident medical insurance and so on.

For these insurances, if the insured buys social security and gets social security reimbursement first, then the remaining expenses will be reimbursed to the insurance company, and the insurance company can bear less expenses. Therefore, people with social security generally have lower purchase premiums than those without social security. We can first understand the scope of medical insurance reimbursement through this article: the most comprehensive medical insurance reimbursement guide is here!

Medical insurance is a powerful supplement to medical insurance, which can mainly reimburse medical expenses outside medical insurance coverage. When the insured has incurred medical expenses due to illness and accident, after social security reimbursement, part of the expenses still need to be borne by himself. At this time, if medical insurance is configured, certain reimbursement can be made through medical insurance to reduce the loss of medical insurance expenses. If you haven't configured medical insurance for your partner, you can take a look at this list: the latest 10 million medical insurance rankings are freshly released!

To purchase medical insurance, it is recommended to choose the one that guarantees renewal. Guaranteed renewal means that the insurance company promises to allow the insured to renew the insurance, which can reduce the situation that the insured cannot renew the insurance after his health condition declines. Second, provide guarantee renewal. Before the expiration of the contract, the insured may request renewal. Usually, there is no need for secondary underwriting, and the insurance liability remains unchanged, just need to renew it in time. Even if the product is removed from the shelf, you can apply for renewal and continue to enjoy the protection of the product.

Finally, even for insurance products that guarantee renewal, we should pay attention to some details when renewing insurance. You can read this article: How to renew medical insurance and what should you pay attention to? An analysis!

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