How much does Jiangmen social security individual pay at his own expense?

The amount paid by Jiangmen social security individuals at their own expense needs to be calculated according to the local social security payment base and the proportion of individual contributions.

1. The amount paid by Jiangmen social security individuals at their own expense is calculated according to the social security payment base, which is related to the income level and price level of urban residents.

2. The proportion of individual contributions is about 10.3% to 10.5%, and the social security fees that individuals need to pay are about this proportion of the payment base;

3, the payment base is determined according to the individual's annual wage income, more than 300% of the local average wage of employees last year, with 300% as the base; Less than 60%, with 60% as the base;

4. When it is impossible to determine the wage income of employees, the payment base shall be determined according to the average wage of employees in the previous year published by the local labor administrative department.

Base and proportion of social security contributions:

1. Determination of payment base: the payment base usually refers to the average monthly income of an individual in the previous year, and there will be minimum and maximum payment bases in different regions;

2. Individual contribution ratio: the individual contribution ratio refers to the percentage of social security fees that individuals should pay to the payment base, and different types of social security (such as endowment insurance and medical insurance) have different individual contribution ratios;

3. Calculation of payment amount: individual self-paid payment amount = payment base multiplied by individual payment ratio;

4. Impact of social security types: Social security includes endowment insurance, medical insurance, unemployment insurance, industrial injury insurance and maternity insurance, and the contribution ratio of each insurance is different and needs to be calculated separately;

5. Impact of policy adjustment: The government will adjust the social security payment base and the upper and lower limits of the payment ratio in a timely manner according to economic development and social needs.

To sum up, the amount of social security paid by individuals at their own expense in Jiangmen City is calculated according to the local social security payment base (related to urban residents' income level, price level and other factors) and the individual payment ratio (about 10.3% to 10.5%), and the base is determined according to 60% to 300% of the individual's last year's salary or the average salary of local employees to meet the needs of different income levels.

Legal basis:

People's Republic of China (PRC) social insurance law

Article 12

The employing unit shall pay the basic old-age insurance premium according to the proportion of the total wages of its employees stipulated by the state, and record it in the basic old-age insurance pooling fund. Employees shall pay the basic old-age insurance premium in accordance with the proportion of wages stipulated by the state and record it in their personal accounts. Individual industrial and commercial households without employees, part-time employees who have not participated in the basic old-age insurance in the employing unit and other flexible employees who have participated in the basic old-age insurance shall pay the basic old-age insurance premiums in accordance with state regulations and record them in the basic old-age insurance pooling fund and individual accounts respectively.

Article 23

Employees should participate in the basic medical insurance for employees, and employers and employees should pay the basic medical insurance premiums in accordance with state regulations. Individual industrial and commercial households without employees, part-time employees who have not participated in the basic medical insurance for employees and other flexible employees can participate in the basic medical insurance for employees, and individuals pay the basic medical insurance premium in accordance with state regulations.

Article 35

The employer shall pay the work-related injury insurance premium according to the total wages of its employees and the rate determined by the social insurance agency.

Article 44

Employees should participate in unemployment insurance, and employers and employees should pay unemployment insurance premiums in accordance with state regulations.

Article 53

Employees shall participate in maternity insurance, and the employer shall pay maternity insurance premiums in accordance with state regulations, and employees shall not pay maternity insurance premiums.