How to withdraw from social security?

Understand the surrender conditions, prepare relevant materials, and go through the formalities at the social security agency.

First, understand the surrender conditions

Before handling social security surrender, you need to know the conditions for surrender. Generally speaking, people who meet one of the following conditions can apply for surrender:

1. Resigned employees: After the termination of labor relations, they can apply for the refund of social security fees paid by individuals.

2. Retirees: After reaching the legal retirement age and going through retirement procedures, they can apply for a refund of the social security fees paid by individuals.

3. Relocated personnel: Those who move to other cities due to work, life and other reasons may apply to transfer the social security relationship to a new city or refund the social security fees paid by individuals.

Second, prepare relevant materials.

When returning social security, you need to prepare the following related materials:

1. Personal ID card: provide valid identification and verify personal information.

2. Social Security Card: Provide a social security card for social security agencies to inquire about social security payment records.

3. Resignation certificate or retirement certificate: provide corresponding certification materials according to the reasons for surrender.

4. Bank card: provide personal bank card information so that the social security agency can transfer the refunded social security fees to the designated account.

Third, go to the social security agency to go through the formalities.

After preparing the relevant materials, go to the local social security agency for handling. In the process of handling, you need to fill in the application form for surrender and submit relevant materials. Social security agencies will review the application materials and verify personal information and social security payment records. After the approval, the social security agency will transfer the refunded social security fee to the bank account designated by the individual.

Fourth, matters needing attention

When returning social security, you need to pay attention to the following matters:

1. Ensure that the balance of personal social security account is sufficient, and avoid being unable to apply for surrender due to insufficient account balance.

2. Know the surrender policies and processes in the region in advance, so as to successfully complete the surrender procedures.

3. In the process of surrender, if you have any questions or encounter difficulties, you can consult the staff of social security institutions for help.

To sum up:

The correct method of social security extraction includes understanding the extraction conditions, preparing relevant materials, and going through the formalities at the social security agency. Before handling the surrender, you should ensure that you meet the surrender conditions and prepare relevant documents and application materials. In the process of handling, follow the procedures and requirements of social security agencies to ensure the smooth completion of surrender procedures.

Legal basis:

People's Republic of China (PRC) social insurance law

Article 14 stipulates:

Personal accounts shall not be withdrawn in advance, and the bookkeeping interest rate shall not be lower than the bank time deposit interest rate, and interest tax shall be exempted. If an individual dies, the balance of the individual account can be inherited.

People's Republic of China (PRC) social insurance law

Article 16 stipulates:

Individuals who participate in the basic old-age insurance will receive the basic old-age pension on a monthly basis if they have paid a total of fifteen years when they reach the statutory retirement age. Individuals who participate in the basic old-age insurance and pay less than fifteen years when they reach the statutory retirement age can pay for fifteen years and receive the basic pension on a monthly basis; Can also be transferred to the new rural social endowment insurance or urban residents' social endowment insurance, enjoy the corresponding pension insurance benefits in accordance with the provisions of the State Council.