Why pay for social security? What are the pros and cons of paying your own social security? Read the importance of social security in one article

Social security is very important for us, for the working people, social security by the employer to buy for them, and individuals who want to participate in social security, you can participate in social security in the capacity of flexible employment, there are a lot of working people in the short-term unemployed in order to avoid the interruption of the social security, but also choose to buy the social security of the individual's name, about their own social security payment, different people have different views, then their own payment of social security are The first thing you need to do is to get your hands on a new one, and you'll be able to do that.

The main benefits of paying your own social security are as follows:

1. Paying your own social security can provide you with more protection, the payment of social security includes medical insurance and pension insurance, so you can enjoy the reimbursement of medical expenses after you buy your own social security, when you encounter a sick and hospitalized situation, and reduce your own economic losses caused by illness, and the cumulative total of 15 years of pension insurance, you can enjoy the reimbursement of medical expenses after you buy your own social security. The first step in the process is to make sure that you are able to get the right amount of money for the right job, and that you are able to get the right amount of money for the right job. They pay social security in accordance with the provisions of up to 15 years, the old will have a pension, and if the payment of social security up to 25 years, but also enjoy lifelong medical insurance, see the doctor can spend less money, to a certain extent, to reduce the financial burden of the children.

Some users say that they should not buy their own social security, mainly because there are the following disadvantages of paying for their own social security:

1, the cost of paying for their own social security is higher. Individuals who do not have a work unit to buy social security need to pay all the social security costs themselves, a minimum of six or seven hundred a month, if the average wage level of the city, a month of premiums may be more than a thousand, then a year down, more than 10,000 social security costs need to be borne by their own, the economic pressure will be relatively large;

2, social security contributions to a longer period of time. We pay the pension insurance at least need to accumulate contributions for 15 years, after retirement to receive pension, if you want to enjoy lifelong medical insurance, medical insurance must be paid for 25 years to enjoy, so long down the years, social security costs a minimum of more than 100,000;

3, if the participants due to personal financial pressure, halfway to cut off the insurance, then it may lead to the cut-off period can not enjoy medical insurance;

4, we pay our own social security costs 60% of the premiums are into the integrated account, only 40% of the funds are in the personal account, if the insured person halfway out of the insurance, then only 40% of the premiums can be refunded, very uneconomical.