How to pay social security in Xiamen?

Xiamen social security individuals can purchase social security as flexible employees. Details are as follows:

1. Go to the town/street where the household registration is located or social security to find a job and pay social security (pension and medical care);

2. If the local bank allows remittance, go to the agreement bank for self-employed insurance;

3. If the local area is in the pilot area of the new rural insurance, you can participate in the new rural insurance;

4. If you are a land-lost person, you can participate in the local rural endowment insurance.

At present, individuals pay social security by themselves, only endowment insurance and medical insurance. The calculation formula is the same as that of the enterprise paying social security, and the social security fee payable = payment base * payment ratio.

However, because individuals pay social security for themselves, they are different from enterprises in terms of payment base and payment ratio. In addition, individuals who pay their own social security have to bear the cost of medical insurance for serious illness. All the expenses paid by the individual only need to be deposited in the bank card registered in the employment center, and the employment center will deduct the money from the card on a monthly basis, and the payer does not need to pay in person at the employment center. The employment center will deduct money on a monthly basis and will not make up for it when it expires. This requires individual payers to renew their fees in time to ensure that there is enough money on the debit card so as not to affect the payment of social security.

When the social security payment is cut off, you can take these three ways to pay it back:

1. Intermediary payment: Choosing a suitable social security agency to pay is the most direct and worry-free remedy, but it will generate the amount of payment, and the expenses to be paid include not only the necessary expenses for social security, but also the service fees of social security agencies;

2. Social Security Bureau pays by itself: For local people, they can go directly to the Social Security Bureau and pay social security for urban workers or urban residents;

3. Subsequent payment: The years of pension and medical insurance can be accumulated. If the supply is cut off, it will be enough after the year. Therefore, we can also choose to return it at some time in the future. It is recommended to pay 15 years before retirement.

To sum up, if an individual needs to renew his insurance, he can pay the fee with the original ID card to the social security bureau of the insured place. If the insured address is not clear, you can ask the nearest social security bureau with the original ID card. According to the relevant regulations, when individuals pay social security, they can enjoy old-age insurance as long as they pay 15 years after retirement, while medical insurance can only be enjoyed if they pay continuously for 25 years.

Legal basis:

Article 60 of People's Republic of China (PRC) Social Insurance Law

The employing unit shall declare itself and pay social insurance premiums in full and on time, and shall not postpone or reduce the payment except for legal reasons such as force majeure. The social insurance premiums that employees should pay shall be withheld and remitted by the employer, and the employer shall inform me of the details of paying social insurance premiums on a monthly basis.

Individual industrial and commercial households without employees, part-time employees who have not participated in social insurance in the employing units and other flexible employees can pay social insurance premiums directly to the social insurance premium collection agencies.