How to compensate for the accidental death of an individual who pays social security?

Legal analysis: Generally speaking, the standard of social security compensation is only funeral expenses. If there is still money in the deceased's account, interest will be calculated and returned to the heir. It is a commercial insurance company that protects the dead. If the death meets the industrial injury regulations, this social security society will compensate, and the specific calculation method will be consulted with the local labor bureau. Participate in social insurance payment, including medical insurance, endowment insurance, maternity insurance, unemployment insurance and work injury insurance. These insurances have their own functions. Endowment insurance is for employees to reach retirement age and is used to calculate retirement expenses. Medical insurance is to let the insured get partial reimbursement when he is sick. Unemployment insurance is aimed at employees' occupations and receives living allowances. Maternity insurance allows employees to get subsidies when they are born, and industrial injury insurance allows employees to get injured at work. The expenses shall be paid by the industrial injury insurance department. Therefore, employees died unexpectedly, and the company was not at fault, so there was no compensation. There is no obligation to compensate for these insurances. Therefore, if an employee dies, he can only take the whole balance of his personal account as an inheritance, which will be collected by the heir or designated beneficiary, and pay the funeral expenses. If you have a dependent population, you can give him a pension without compensation.

Legal basis: Article 1 179 of the Civil Law of People's Republic of China (PRC) infringes on others and causes personal injury, it shall compensate the reasonable expenses of treatment and rehabilitation such as medical expenses, nursing expenses, transportation expenses, nutrition expenses, hospital food subsidies, and the reduced income due to absenteeism. If it causes disability, it shall also compensate for the cost of assistive devices and disability compensation; If death is caused, funeral expenses and death compensation shall also be paid.