What is the difference between overseas medical insurance and overseas medical insurance?

Overseas medical insurance can also be called tourist medical insurance or Schengen insurance. It is the insurance that must be applied for applying for a Schengen visa and a prerequisite for obtaining a European visa.

Overseas medical insurance is valid during overseas travel, covering all Schengen countries. And the insured amount is not less than 300,000 yuan (equivalent to 30,000 euros), and the insurance period is not less than 1 month.

It can be said that overseas medical insurance is specially designed for overseas travelers and business people, mainly providing overseas emergency assistance and medical services, covering unexpected personal protection, hospitalization, loss of travel documents, travel delays and so on.

Overseas medical insurance mainly includes general medical insurance, accidental injury medical insurance, hospitalization medical insurance, surgical medical insurance and special disease insurance. This is a 24-hour free rescue hotline for policyholders. When handling overseas medical insurance, you need to carry the policy number and help phone number with you, keep the policy at home and inform your family.