After paying social security 15, can I get a pension if I haven't reached retirement age?

Paying social security is to enjoy social security benefits such as pensions after reaching the statutory retirement age. The conditions and standards for receiving pensions are clearly stipulated in relevant laws and regulations in China.

First, the relationship between social security contributions and pension collection.

Social security fund is to ensure that citizens can get material help from the state and society in case of old age, illness, work injury, unemployment and maternity. In China, individuals are usually required to pay a certain number of years of social security before reaching the legal retirement age to enjoy pension benefits.

Second, the conditions for receiving pensions.

According to the relevant laws and regulations, receiving a pension needs to meet certain conditions. These conditions usually include: reaching the statutory retirement age, accumulating social security contributions for a certain number of years, and meeting other relevant requirements.

For those who have paid social security 15 years but have not reached retirement age, although they have met the requirements of the social security payment period, they cannot directly receive pensions because they have not reached the statutory retirement age.

Three. Other related treatments

Although you can't receive a pension directly, individuals who have paid 15 social security may also enjoy other social security-related benefits. For example, some regions may provide social security subsidies, medical subsidies and other benefits to help individuals cope with life difficulties.

To sum up:

Individuals who have paid social security 15 years but have not reached retirement age cannot directly receive pensions. Pensions need to meet the statutory retirement age and other conditions. However, individuals can also enjoy other benefits related to social security. Therefore, it is suggested that individuals continue to pay social security before reaching retirement age to ensure that they can enjoy complete pension benefits after reaching retirement age.

Legal basis:

People's Republic of China (PRC) social insurance law

Article 16 stipulates:

Individuals who participate in the basic old-age insurance will receive the basic old-age pension on a monthly basis if they have paid a total of fifteen years when they reach the statutory retirement age. Individuals who participate in the basic old-age insurance and pay less than fifteen years when they reach the statutory retirement age can pay for fifteen years and receive the basic pension on a monthly basis; Can also be transferred to the new rural social endowment insurance or urban residents' social endowment insurance, enjoy the corresponding pension insurance benefits in accordance with the provisions of the State Council.