Can I withdraw my social security personal account?

Legal analysis: personal social security can be withdrawn under the following circumstances: 1, reaching retirement age, but not meeting the condition of payment 15 years (the amount stored in personal account is paid in full); 2. The insured dies for some reason; 3. The insured goes abroad to settle down; 4, after retirement, personal account balance; 5. If the rural household registration in other places can apply for returning the individual contributions of the old-age insurance after leaving office, the unit part cannot be returned, and other social security cannot be returned.

Legal basis: Article 14 of the Social Insurance Law of People's Republic of China (PRC) stipulates that individual accounts shall not be withdrawn in advance, and the bookkeeping interest rate shall not be lower than the bank time deposit interest rate, and interest tax shall be exempted. If an individual dies, the balance of the individual account can be inherited.